How to pass the Texas Insurance Licensing Exam

Hi Justin,
You have to pay a $62 fee to Pearson VUE each time to take the insurance licensing exam. Hopefully you pass the exam the first time 🙂 Once you have passed the exam you then apply for your license which costs $50. Keep in mind there is also a fingerprint fee that is around $45. Please let us know if you have any other questions. Feel free to give us a call.

Hello Mary, A Texas General Lines Property and Casualty (P “and” C) is a full license that allows you to sell both personal and commercial lines insurance. A Personal Lines license doesn’t allow you to sell commercial lines insurance. Most people want to be able to sell commercial lines also because those policies are usually high dollar policies with great commissions.

Hello Eva,
You will probably want to ask Kaplan that question as 6 years old is getting out there a bit but my guess is that you are probably still in good shape considering only a 70% is needed to pass the exam. You definitely need material that cover the state laws specific to Texas. I believe newer versions of the Kaplan books combine both state and national material. Do be sure to check out our Texas video course and book combos if you decide to purchase another course. 😉 Good luck!

Hi James, We have a great Texas General Lines Life, Accident and Health course. If you have any questions please give us a call at 1-800-870-3130 and we’ll be happy to help you. Thanks and have a great day!

Well I think there are a couple things that everyone can learn from your experience. It’s very important that your identification matches up to the name you set your licensing exam up with. Using your legal name and having identification to back it up is a must. Some states have a pre-licensing course requirement (Texas does not) which requires that your certificate of completion, and two forms of identification, match up with your scheduled exam name. It’s a good thing to remember that most test providers require 2 business days notice if you intend to change your exam date (they… Read more »

Absolutely, there are many live class providers who offer 3-5 day classes (although we only have online). These classes are usually designed for you to take the course on a Wednesday – Friday and test immediately on Saturday. If you do entertain going to a live class just search online for one in your local area. One major point to look for though in a provider is how well their instructor is rated. We get countless phone calls from students who took a live class and the instructor put them to sleep by just reading out of a book. Good… Read more »

Just be sure to ask if you have any questions on content before you take your exam. If your first round of scores was high on your practice questions then I’m sure you will do great. Sometimes it nice to review the video lectures in the first few chapters if you haven’t viewed them in a while. Also be sure to get a good night’s sleep before you test. Good luck on your exam!

Hello Teresa, We have a course for Texas General Lines Life and Health too! Glad to hear you loved the P&C course. 🙂 Please let us know if you have any questions.

Hello Al, Here is a link to the Pearson VUE TX Candidate handbook for general testing questions, including ESL information. Here is a direct link to the English as a Second Language (ESL) form. Good luck on your exam!

Hello Christina, We have a great Texas Property and Casualty Course. Please let us know if you have any questions. Thanks!

Hello Ashley, If you are looking to sell commercial trucking insurance to the public you will need a Texas General Lines Property and Casualty license, get an agency license (or someone to work for) and then find carriers to represent and sell their products. Keep in mind that you need to have “x” amount of your business come from customers other than yourself/company. The industry wants to make sure you aren’t just going into insurance to get yourself/company discounted rates. Please let us know if you have any other questions. Good luck!

Hello Eric, If you fail the insurance exam in Texas you must wait 24 hours before signing up again. I don’t believe there is a limit on how many times you can take it as the testing center will most likely keep taking your test fees. If you are one of our students and failed please send in your fail sheet so that we can evaluate your scores and give study recommendations. We will stick with you until you pass!

Hello Tony, Here is a link to our Texas insurance pre-licensing courses. Please let us know if you have any other questions. Thanks!

Hello Leigh, We have a great Texas P&C course with videos, book and questions available through the internet. We also send a printed copy of both the national manual and Texas state manual in the mail. Please let us know if you have any other questions. Thanks!

Hello Gina, We stick with students until they pass their exam. After that you will always have your book for reference. Please let us know if you have any other questions. Have a great day!

Hello Bianca, The 13-31 Prometric exam for Arizona is a Life Producer exam. In Texas you would want to take the Pearson VUE Life Agent exam, InsTX-Life01 (English) or InsTX-Life21 (Spanish). You will want to take the exam and get a resident license in your resident state (Texas) and then apply for a non-resident license in any other state you would like to conduct business in (Arizona). Good luck!

Hello Jose, Assuming you are in Texas you would need to obtain your Texas Adjuster license by either going to a local Texas Adjuster school (recommended for real world application), who has the ability to give the licensing exam, or prepare for the Adjuster exam online and take your Adjuster Exam at a Pearson VUE location. We’ve had quite a few student use our Texas General Lines Property and Casualty course to help them prepare for the Texas Adjuster (All Lines) exam as the test content outlines are very similar. Please let us know if you have any other questions.

Hello, We give free extensions until you pass your exam so the 45-day initial subscription period doesn’t really matter. Just ask us to extend your course until your test date. 😉

Hello Elsa, An education requirement may be set by the hiring company but doesn’t determine whether you can get a license. GENERAL LICENSE REQUIREMENTS (Pearson VUE Texas Candidate Handbook): TDI will issue an insurance license to individuals who: Are at least eighteen (18) years old Have passed the proper licensing examination (if required) within twelve (12) months of the date of receipt of the completed license application and fee Have submitted a completed application with fee, and fingerprint receipt Have met all applicable license requirements Have not committed an act for which a license may be denied, as defined under… Read more »

Hi Lorie, You will have to be fingerprinted again which includes their “special” background check so that it is consistent with other states’ background check practices.

Hello Angie, You will first need to get your Producer license then an Agency license. Most people will find a company to work for to get experience for a year or so before opening up their own agency. You will be selling an Insurer’s policies so they generally require that you have experience doing that before they allow you to sell their policies at your own agency.

Hi Angie, You need to study up for, and pass, the producer licensing exam give by Pearson VUE (mentioned above). Please let us know if you have any other questions. Thanks and have a great day!

Hi Jenna, Yes there is a lot more content added to that exam. For instance, in our Texas General Lines Property and Casualty course there are 24 chapters and of those 10 are commercial chapters that personal lines students wouldn’t be studying. Please let us know if you have any other questions. Thanks!

Hello Sonia, You will want to obtain a Texas General Lines Property and Casualty license and that will allow you to sell home and auto insurance while working at an insurance company. Here is a link to our TX PC prep course that would prepare you to pass the TX General Lines P&C exam. You will also want to start researching with companies are hiring agents/producers in your area. Please let us know if you have any other questions. Thanks and have a great day!

Hi John, No one can guarantee you will pass the exam as not everyone is supposed to pass the exam. We will however stick with you until you pass your exam. If you start your course and don’t like it, send the materials back for a full refund. A large responsibility is placed on our student’s shoulders to complete their course as outlined in our study guide. If you fail your exam just send us your fail report and we will give you study recommendations. Please let us know if you have any other questions. Thanks and have a great… Read more »

Hi Anna, You will want to take a P&C pre-license class to prepare for the Pearson VUE license exam. Then pass the license exam and apply for your license. Please let us know if you have any other questions. Thanks!

Hello Dominic, You will need to take an exam for General Lines Property/Casualty (PC) and one for General Lines Life/Accident/Health (LAH). We generally recommend that you take PC first then move one to LAH unless your employer recommends otherwise. Please let us know if you have any other questions. Thanks!

Hello Oli, In Texas you can get a Life only license but not a Health only license. Yes, the Life Agent test is for Life only students (Life only pre-license course). Sign up for your fingerprinting right after you sign up for your exam with Pearson VUE. Good luck!

Hello Carolina, You can take the Pearson VUE state exams in Spanish for Property & Casualty (InsTC-PC26), Life & Health (InsTX-LAH25), Life only (InsTX-Life01), All Lines Adjuster, (InsTX-ALAdj36) etc. You can check page 17 of Pearson’s VUE Texas Candidate Handbook for the full list of exams given. You can also look into getting extra time for the exam using the English as a Second Language form. I’m not sure of any insurance pre-licensing classes given in Spanish though. A online search for your local area may produce some live classes. Good luck!

Hello Christina, I’d make sure you check with Texas Department of Insurance first (512-676-6500 or their form), here is some information on the fingerprint/background process but I know they generally have a way for you to do the background check first. That would determine if they would issue you a license if you passed the licensing exam.

Hello Mohammed, It sounds like you want to get your Texas General Lines Property and Casualty (PC) license (for home and auto insurance) and then go to work for a non-captive insurance agency which would allow you to represent many insurance companies. First you will want to take a Texas PC course then take your exam with Pearson VUE. After passing your exam you can apply for your license and find a good company to go to work for. Good luck! Let us know if you need anything else.

Hello Latasha, You will want to pass the Texas General Lines Property and Casualty exam and get that license. If you are interested in an exam preparation course please see here. Let us know if you have any questions. Thanks and have a great day!

Hello Chasity, Our Texas pre-license courses are located here. If you have any other questions please let us know. Thanks!

First of all, CONGRATS!!! That is a very high score for the exam! As for the license, you will want an Agent license to start out with. Later, after you get some experience and if you decide to open your own agency, you would be interested in the agency license. Please give us a call if you have any other questions. Thanks and have a great day!

Hello Lindsay, Here is a link to our TX Property and Casualty course. When you are finished you will want to signup with Pearson VUE to take the PC exam: Texas General Lines – Property & Casualty – English = InsTC-PC06. Please let us know if you have any other questions.

Hello Anabell, You can take the exam with out an affiliation. Often people get fully licenses with Property Casualty (PC) and Life Health (LH) before even contacting companies for a job. Most companies would rather you have the exam out of the way and be fully licensed! Once you have passed your exam you have a year to apply for your license. There is no pre-licensing requirement in Texas so you can study however you see fit (we feel our courses are very helpful 😉 ). Please let us know if you have any other questions. Thanks.

Hello Ruby,

The exam fee of $62 is to take the exam with Pearson VUE. If you are looking for a course to prepare you for an exam, ours are here. We recommend taking one course at a time and passing the exam with Pearson VUE before starting another course. Most of our students will take the General Lines Property and Casualty Course and pass that exam, then follow up with General Lines Life, Accident and Health. Please let us know if you have any other questions. Thanks!

Hello Jacqueline, Our course will help you prepare for the TX PC Adjuster as there’s more Work Comp in the All Lines exam that isn’t covered in our course. Also, I believe you are good on fingerprinting for a year. Please let us know if you have any other questions. Thanks and have a great day!

Hello Zelna, The goal of every insurance pre-licensing course is to teach students all of the material on the Test Provider’s test content outline (Texas TCO) to the extent they are able to pass the exam. That being said, Pearson VUE, among other Test Providers make these exams difficult (we feel even tricky) and are always changing their questions. This is why is it so important for students to understand the material they are being taught from the TCO, inside and out. We see our 1st time pass rates fall in the 70%-80% range (pretty good). I will say though… Read more »

Hello Nahiskar, I don’t think there is a problem with you taking the exam prior to being 18. I want to say we’ve had two students (almost 18 years old) ask us in the past and they were able to take their exams. They just had to wait until they were 18 to apply for their license. You can always give Pearson VUE a call (888-754-7667) to verify. Usually background checks and exam pass results are good for a year or less so you want to make sure that you are able to apply for your license in that time… Read more »

Hello Sarai, If you get a General Lines Property and Casualty (PC) license (included personal lines plus commercial lines) in Texas that supersedes a Personal Lines license so you would have no reason to transfer your Personal Lines license. The PC exam would retest you on the Personal lines material and Commercial lines material. Good luck!

Hi Nader, Most of our student will get their TX General Lines Property and Casualty License first so they can sell Personal and Commercial Home and Auto policies. That would require studying for and passing the state licensing exam given by Pearson VUE and applying for your licenses (TX PC course here). They then follow up with the TX General Lines Life, Accident and Health course and exam. Most of our students get their Health license when they get the Life license (take the combo exam) as Texas does not offer a Health only license so you would have to… Read more »

Hi Katie, Usually you would take a class, live or online, to prepare you to take the licensing exam. You will have to go to a physical test center location to take the licensing exam which is determined when you sign up for the exam. Please give us a call (1-800-870-3130) if you have any other questions. Thanks!

Hi Cliff, Life only is InsTX-Life01 (English) or InsTX-Life21 (Spanish). Good luck!

Hello Stacy, You will need a Texas General Lines Property and Casualty Course. Please let us know if you have an other questions.

Hi Stephanie, Here is the link to the Test Content Outlines. If you compare the two exams you will see there is a bit more information on the Producer exam. Professionally speaking, we always recommend going with the Producer license as it allows you a lot more job options. We get very few requests for the ISR license so we don’t have a course for it. Please let us know if you have any other questions. Good luck!

Hi Nancy, Yes, you would have to test and fingerprint again. Pass results usually only last for a year. Good luck!

Hi James, There isn’t a state that doesn’t require an exam to get a resident license. Also, you must first get your resident license in the state you live in and then you can apply for non-resident licenses (usually no exams required) in other states you wish to be appointed and sell insurance in (more info here). Good luck!

Hi Stacy, Only the Common to All Lines questions (e.g., Commissioner powers and CE requires) of the state material would be tested on. Good luck!