How to pass the Texas Insurance Licensing Exam
*Important COVID-19 Information*
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If you’re considering getting your Texas insurance license, you probably have a lot of questions about where to go, who to talk to, and what steps to take.
Fortunately, America’s Professor has pulled together all our knowledge and resources to create one comprehensive site with the answers you need about how to get your insurance license in Texas. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam, and more!
Whether you’re going for your Texas life insurance license or your goal is to get your health insurance license in Texas, we’re here to help you succeed and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams and they are available to you at the click of a mouse. Read on and enroll today!
A multiple choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).
The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.
Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).
* Please be sure to check Pearson VUE’s Texas Candidate Handbook (located here) for updates. Personal checks and cash will not be accepted.
The Texas Property and Casualty Adjuster exam has 150 questions. The break down is 150 scoreable questions on national/general Texas state specific content. Please note: In Texas, Adjusters can either go to an approved Adjuster school and pass the school’s exam (highly recommended for real world experience) or they can prepare for, and pass, the Pearson VUE exam.
The Texas General Lines Life, Annuities and Health exam has 150 questions. The break down is 100 scoreable + 20 pretest questions on national/general content and 25 scoreable + 5 pretest questions on Texas state specific content.
The Texas Life Only exam has 100 questions. The break down is 50 scoreable + 10 pretest questions on national/general content and 35 scoreable + 5 pretest questions on Texas state specific content.
The Texas Personal Lines exam has 116 questions. The break down is 75 scoreable + 11 pretest questions on national/general content and 25 scoreable + 5 pretest questions on Texas state specific content.
Pretest questions do not count towards your score. You will not know what questions are real or pre-test questions when taking your exam. It’s very possible the pre-test questions will not even be covered in the Test Content Outline. It’s very important to know that these pre-test questions will be in your exam so you don’t start second guessing yourself when you see a question that you have no idea how to answer (make your best guess and stay calm!).
*Locations and schedules are subject to change. Please call 1-888-754-7667 for up-to-date information. Please be sure to check Pearson VUE’s Texas Candidate Handbook (located here) for updates.
The Property portion of the insurance exam is easier than the Casualty portion of the insurance exam (Property and Casualty can not be taken separately). Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.
The state portion of the Texas insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.
This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.
- watch and listen to the lecture;
- highlight key concepts in the text;
- review questions in the test bank; and
- send AP an email if you have any questions.
|Texas Online Video Courses||Texas Insurance Sample Questions|
- Texas Department of Insurance (1-512-322-3503): https://www.tdi.texas.gov/
- Texas Dept. of Insurance Agent Licensing FAQs: https://www.tdi.texas.gov/agent/agfaq.html
- Texas Agent & Adjuster Licensing Information (DOI): https://www.tdi.texas.gov/agent/adjuster-all-lines-apply.html
- Texas Agent Continuing Education FAQs (DOI): https://www.tdi.texas.gov/agent/continuinged.html
- Texas Candidate Handbook & Content Outlines: http://www.pearsonvue.com/tx/insurance/
- NAIC Website: http://www.naic.org/
- America’s Professor Texas Insurance Courses: https://americasprofessor.com/course_cat/texas-insurance-exam-prep-courses/