How to Pass the Texas Insurance Licensing Exam
*Important COVID-19 Information*
Face masks are now required while testing at Pearson VUE-owned test centers. Click here to see a complete list of updates, including the impact to exam schedules.
If you’re considering getting your Texas insurance license, you probably have a lot of questions about where to go, who to talk to, and what steps to take.
Fortunately, America’s Professor has pulled together all our knowledge and resources to create one comprehensive site with the answers you need about how to get your insurance license in Texas. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam, and more!
Whether you’re going for your Texas life insurance license or your goal is to get your health insurance license in Texas, we’re here to help you succeed and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams and they are available to you at the click of a mouse. Read on and enroll today!
- What kind of questions do they put on the Texas insurance test?
- What score do I need to pass the Texas insurance exam?
- Are questions grouped by category?
- What insurance exams are given in Texas and what do they cost?
- How many questions are on the Texas insurance exam?
- Where can I take the Texas insurance exam?
- How do I sign up to take the Texas insurance exam?
- How much is the Texas insurance license fee?
- How do I sign up for fingerprinting/background check and what is the fee?
- What should I bring to the exam?
- Which Texas insurance test is the toughest?
- Will I have adequate time to complete the Texas insurance test?
- Is the Texas insurance exam still given by the “paper and pencil” method?
- What is the best test prep method for the Texas insurance exam?
- Helpful Links
- General Insurance License Exam Information (Video)
For example:
The exams are multiple-choice and are usually heavy on definitions (terminology) and numbers (dollar amounts and number of days).
The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the same questions on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.
Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply your knowledge to reason through a practical situation (story problems – usually short).
What score do I need to pass the Texas insurance exam?
In Texas, you need a score of 70 to pass any insurance exam. Each exam consists of two parts – one covering national insurance rules and one covering insurance rules specific for Texas. The national and state questions are mixed together in Texas. You will need a combined score of 70 to pass.
Are questions grouped by category?
Questions on the exam are not grouped by category; they are randomly scrambled. Our students have not reported this to cause any hang-ups or problems during the exam.
What insurance exams are given in Texas and what do they cost?
* Please be sure to check Pearson VUE’s Texas Candidate Handbook for updates. The examination fee must be paid at the time of reservation by credit card, debit card, or voucher. Fees will not be accepted at the test center.
How many questions are on the Texas insurance exam?
The Texas General Knowledge Property and Casualty exam has 150 questions. The break down is 100 scoreable + 15 pretest questions on national/general content and 30 scoreable + 5 pretest questions on Texas state specific content.
The Texas Property and Casualty Adjuster exam has 150 questions. The break down is 150 scoreable questions on national/general Texas state specific content. Please note: In Texas, Adjusters can either go to an approved Adjuster school and pass the school’s exam (highly recommended for real-world experience) or they can prepare for, and pass, the Pearson VUE exam.
The Texas General Lines Life, Annuities, and Health exam has 150 questions. The break down is 100 scoreable + 15 pretest questions on national/general content and 35 scoreable + 5 pretest questions on Texas state specific content.
The Texas Life Only exam has 100 questions. The break down is 50 scoreable + 10 pretest questions on national/general content and 35 scoreable + 5 pretest questions on Texas state specific content.
The Texas Personal Lines exam has 116 questions. The break down is 75 scoreable + 11 pretest questions on national/general content and 25 scoreable + 5 pretest questions on Texas state specific content.
Pretest questions do not count towards your score. You will not know which questions are real and which ones are pre-test questions when taking your exam. It’s very possible the pre-test questions will not even be covered in the Test Content Outline. It’s very important to know that these pre-test questions will be in your exam so you don’t start second guessing yourself when you see a question that you have no idea how to answer (make your best guess and stay calm!).
Where can I take the Texas insurance exam?
*Locations and schedules are subject to change. Please call 1-888-754-7667 for up-to-date information. Please be sure to check Pearson VUE’s Texas Candidate Handbook for updates.
*Important COVID-19 Information*
Face masks are now required while testing at Pearson VUE-owned test centers. Click here to see a complete list of updates, including the impact to exam schedules.
How do I sign up to take the Texas insurance exam?
Pearson VUE is the company that administers the exams. Call the company at 1-888-754-7667. Be sure to call at least 3 days in advance of the date you plan to take the exam. The earlier you sign up, the better your chances of getting the test date of your choice.
How much is the Texas insurance license fee?
Once you pass your Texas insurance license exam you will need to apply for your license. The license application fee is $50.
How do I sign up for fingerprinting/background check and what is the fee?
You must schedule a visit to have your fingerprints taken online at https://www.identogo.com/ or by calling 1-888-467-2080 (use service code 11G6QF). The electronic fingerprint fee is $41.45 (may vary).
What should I bring to the exam?
You must bring two forms of ID to the exam. Both forms of ID must contain a visible signature and must be in English. Acceptable forms of ID include:
Primary ID (photograph and signature, not expired)
- Government-issued Driver’s License
- S. Dept of State Driver’s License
- S. Learner’s Permit (plastic card only with photo and signature)
- National/State/Country Identification Card
- Passport
- Passport cards
- Military ID
- Military ID for spouses and dependents
- Alien Registration Card (Green Card, Permanent Resident Visa)
Secondary ID (signature, not expired)
- S. Social Security Card
- Debit (ATM) card or credit card
- Any form of ID on the Primary ID list
Which Texas insurance test is the toughest?
The Property portion of the insurance exam is easier than the Casualty portion of the insurance exam (Property and Casualty cannot be taken separately). Property insurance deals with easy-to-understand issues – fire, floods, earthquakes, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.
The state portion of the Texas insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.
This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.
Will I have adequate time to complete the Texas insurance test?
Yes. We rarely have students say that they ran out of time to complete the exam. Most students finish in about half of the allotted time (see the “Available Exams and Time Allotted” graph above). If English is not your first language you can request extra time by filling out Pearson VUE’s English as a Second Language (ESL) Request Form. Keep in mind that this form needs to be submitted to Pearson VUE, and approved, before scheduling your exam. You will also need to submit a letter (on official letterhead) from an instructor, like America’s Professor, or employer that verifies English is your second language.
Is the Texas insurance exam still given by the “paper and pencil” method?
No, this is a computerized exam. Virtually all our students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system. When you are done, you will NOT be given a copy of the exam, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately, and you will know your results before you leave.
What is the best test prep method for the Texas insurance exam?
There is no alternative to knowing the material. There are no shortcuts to learning but there are more effective and less frustrating ways to learn. We recommend that you follow this 4-step process:
- Watch and listen to the lecture
- Highlight key concepts in the text
- Review questions in the test bank
- Send AP an email if you have any questions
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Texas Online Video Courses | Texas Insurance Sample Questions |
Helpful Links:
- Texas Department of Insurance (1-512-322-3503): https://www.tdi.texas.gov/
- Texas Dept. of Insurance Agent Licensing FAQs: https://www.tdi.texas.gov/agent/agfaq.html
- Texas Agent & Adjuster Licensing Information (DOI): https://www.tdi.texas.gov/agent/adjuster-all-lines-apply.html
- Texas Agent Continuing Education FAQs (DOI): https://www.tdi.texas.gov/agent/continuinged.html
- Texas Candidate Handbook & Content Outlines: http://www.pearsonvue.com/tx/insurance/
- NAIC Website: https://content.naic.org/
- America’s Professor Texas Insurance Courses: https://americasprofessor.com/course_cat/texas-insurance-exam-prep-courses/
General Insurance License Exam Information:
Hello,
I have a 2010 kaplan edition Property and Casualty Insurance book. i know that there has been some changes in March 2016 here in Houston that went effective September 2016. Do i need a newer version of Kaplan? do i need a State Law Supplement also?
I appreciate your help.
Thank you
I never had problems with testing. My test had been scheduled twice but I feel like their testing receptionist are being discriminated toward me for being rude. I don’t get to test, I lose the cost, and emotional damage. All the hard work I put in studying just got crumbled making me don’t want to continue. Unfortunately, I have a company behind me. Than, they find fault with me regarding my name change. I wasn’t informed properly the first time on April 10, 2017. My company rescheduled me for April 17, 2017, and the same thing happens. Now, I can’t… Read more »
Well I have finished my Life and Health and my Texas Manual. I have passed all of my course tests and have my test date for This coming Tuesday June 20th. I feel confident and continue to review. Any suggestions as far as my final review process? A little nervous because I see the failure rate for 1st timers is abut 33%. Even larger for re-testers.
Thanks.
I am currently in the process of getting my license in Texas as this is where I reside majority of time but occasionally fly to AZ for some business as well. I know AZ test is a producers life 1331 I’m having trouble finding which licensing exam I need to take for Texas as this where I will be at majority of the time
Hello I have a question I studying for the Texas personal lines Property and Casualty exam only to find out that I needed to take the Texas General lines Property and Casualty exam I have scheduled the general lines test for next Wednesday my question is is it that much different than the personal lines Property and Casualty exam?
Hello, according to someone I can’t take only the life insurance test in Texas. The person stated that I need to take both the Life & Health test since it’s Texas. Is this true?
Also is the “life Agent test ” the same as “Life Insurance only”?
And, do I need to get my fingerprint before I take the exam or can I do it after I take the test ?
hi quick question am little confuse on General Lines Life, Accident and Health (Ins TX-LAH05) is this one test by it self and the cost $62 dollars and how would i find it to purchase the test ….. And is General Lines Property & Casualty (Ins TX PC06) seperate test that cost $62 dollars too and what code do I use to purchase the exam. Or they are 2 in one ???? N if there seperated would i have to schedual for both at same time or seperated…and what are codes for each exams so i can purchase …… Can… Read more »
Hello,
I am a licensed P&C agent since September 2018. Thanks to American Professor I passed. 🙂 I’m now restudying the P&C material and the Texas Fire supplemental for All Lines Adjusters license. (I hope this is suffice.)
Also, do I need to get fingerprinted again if I just did for the P&C license?
Why do the life/health insurance test have questions different from the pearson guideline prepare to test for passing. Is no where like the material you have study for………making the selected answer to chose from confusing and make you unless lucky to answer…this is not fair.I had the test near completion of passing until I run into these set of confusing line of questions and making it very hard to guess the answer. It seems you got this test set up for the average person have to take the test more that 3 times to pass for even a 70.
Hello
I would like to get all the licenses possible and take all the exams above but I need to start somewhere first as I am completely new to this.
How does your website work? And how much time will this take?
I want to study to sell property insurance(business and personal) , car insurance and life insurance to start! And then possibly study to take everything else!
Hope to hear from you soon.
Thank you