How to Become an Insurance Agent in Georgia
Licensure is the final goal for any person who wants to provide consumers in their state with information on different types of insurance and to sell them policies that meet their individual needs. The requirements that must be met prior to licensure differ among the states. In Georgia, residents who would like to become insurance agents have specific requirements that must be met prior to being permitted to take a Georgia insurance license exam. They must first take and successfully complete a state approved course for which they receive a certificate of completion. This course requirement applies to every category, or line, of insurance that they wish to be licensed under.
Getting your license to sell insurance in Georgia will allow you to work for an insurance company or as an independent broker selling insurance policies to other people and businesses. Each category of insurance that you want to sell in Georgia will require a different license under the state. Responsibilities as an insurance agent include understanding the terms and availability of insurance policies to explain to your clients, making recommendations for changes on policies when needed, and determining premiums.
The following steps are a basic outline for what you need to do to become a licensed insurance agent in Georgia:
- Start with a good quality approved Georgia pre-license insurance course. In order to attain licensure in Georgia, you are required to take an approved 20-hour course for each line of authority you wish to be licensed for such as Life, Accident & Sickness (Health), Property, Casualty and Personal Lines. Course combos can also be taken, such as 40-hour courses for Property and Casualty, or for Life and Accident & Sickness. Georgia Adjusters and Public Adjusters are also required to take a 40-hour Property & Casualty course but pass the specific Adjuster exam they want to be licensed for.
- A study-at-your-own pace online course will allow you to fit your studies into your schedule. Make sure you choose a reliable source for the instruction that includes all of the information needed which pertains to the state requirements, and the practice exams that allow you to test your knowledge and pinpoint areas where you need additional focus. Although your course is a requirement toward your receiving your license, it is also a valuable tool for helping you learn the information about licensure in Georgia. The quality of your study materials will determine your successful preparation for the licensing exam.
- Once you have completed your approved pre-licensing course, received certificates of completion, and are comfortable with the information available through the course, you will need to register for a Georgia insurance test and pay the required fees. We recommend taking the exam as soon as possible after completing your pre-licensing course. (more GA exam info)
- Once you have taken and passed your exam, you will be required to submit a license application to receive your Georgia insurance agent license. Be sure to also include your certificates of course completion when submitting your application. You should expect to pay separate fees for the license application and for the license itself (usually totaling around $115).
The pre-licensing course you take to prepare you for the insurance exam is one of the most important tools any potential insurance agent can rely on. Although some people find the exam challenging, at best, those who are adequately prepared can pass the test the first time they try. Thanks to the convenience of internet courses, students are able to get the information and practice they need, on a flexible schedule that takes the stress out of studying. The choice in insurance license classes and the quality of study materials is the most important factor in completing your Georgia insurance licensing requirements quickly and effectively.
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| Georgia Insurance Agent Pre-License Courses | Georgia Insurance Sample Questions |
Summary
To become a Georgia insurance agent, individuals must first enroll in an approved insurance pre-license prep course and complete required hours of study and learn applicable information. Once completed, the next step is to pass the license exam and apply for the license.
Company Bio
America’s Professor (https://americasprofessor.com) is a company which teaches insurance pre-licensing courses to help potential insurance agents acquire their licenses. They have over 30 years of experience at providing the highest quality courses through the use of instructional videos and easy-to-understand textbooks.
I am interested in a good pre lincensure course for becoming an insurance agent in Georgia.
Hi Denver, We indeed have great insurance license courses for Georgia (http://ga.insurance.americasprofessor.com) with very high first time pass results. Please give us a call if you have any questions. Thanks and have a great day.
Once licensed in Georgia, how hard is it to transfer the license to Florida?
Thank you
Hello Teri, You will want to call and talk to the Agent licensing department in Florida (850-413-3137) to verify but the last time we checked you needed to have a clearance letter from your state and your license in Georgia has to be in good standing for at least a year. If not, you will have to start the licensing process again in Florida. Good luck!
I have a Ga p&c license, I am wanting to get my adjuster license, would I have to retake the test or just apply?
Hello Kim, You would need to take take the specific Adjuster exam you are trying to be licensed for, 12-GA-24 for a regular Adjuster and 12-GA-20 for a Public Adjuster. You must also have a valid certificate of completion. If you do not have a valid certificate of completion (valid for 1 year) you must take another Georgia Approved Property and Casualty Adjuster course. We are seeing a lot of licensed GA PC Agents/Producers trying to pick up an Adjuster license but they’ve been licensed as an agent for years so their certificate is way out of date. Please let… Read more »
I am thinking to move to Georgia next year I want to get my license my 2-20 us there any requirements? If you have a pas felony that’s 12 years old in Florida can you still get your license?
Hi Al, Anytime you have something in your past that you feel might be a problem, I recommend contacting the state’s insurance department and talking to the Licensing division (1-800-656-2298). There is usually a process you can go through to know whether or not they will issue you a license after passing the insurance licensing exam and submitting your application. There’s no point for you to waste your time and resources completing a required course and passing the licensing exam if they won’t issue you a license. More often than not a person’s distant past doesn’t affect the licensing process… Read more »
I would like information packet
Hi Chanita, We don’t really have an information packet. All of our information is on our Georgia insurance course page. Please let us know if you have any questions. Thanks and have a great day!
If you take these courses, does it allow you to work under NAIFA ?
Hi Katie, Since NAIFA is an association you could be a part of if you were an insurance agent/producer, financial advisor or both. We help people pass their insurance license exams in the insurance industry so that they can become insurance agents/producers. We do not however have any courses for securities licenses, which are often held by financial advisors.
Hello,
I have a personal lines license in OH. I am moving to GA in a few months. Will I need to retake for the GA P&C?
Hello Sherrie, You will want to call the insurance licensing department in Georgia (800-656-2298) and ask them if your Personal Lines license will transfer over. Usually a person will have to get a clearance letter from their current state’s department of insurance, Ohio DOI in your case. The current state will give a period of time to transfer the license to the new state (Georgia). If you get it transferred in the allotted time you usually won’t have to take a pre-licensing course and go through the licensing process again. Good luck!
I am looking to change my career.i have been looking to become a license insurance sales person.
Hello Regina, Insurance is a great career choice. Please contact us if you have any questions regarding the process of getting your insurance license. Thanks and have a great day!
hello, im interested to become auto insurance agent and hopefully someday will have my own company
Hi Ronnie, You will want to start off by getting your Property and Casualty license to be able to sell auto insurance. Please let us know if you have any other questions. Good luck!
Hello, how and where do you actually apply for the license after you pass the exam?
Hello Derek, Your pass results from Pearson VUE should have the steps printed on them but you will want to go to https://www.sircon.com/georgia to apply for your license. There you will submit all your paperwork. Good luck!
Hello are your classes online or do you guys just mail out books? Which classes would I take if I want to be licensed for insurance and adjuster. I want to be able to do it all!
Hello Ebony, Our classes are online but we also send books. Our goal is to simulate a live course by having our students take notes and highlight their books while watching the pre-recorded lectures online and take review questions. Our Georgia Property and Casualty (+ Adjuster) course will prepare you for both Adjuster exams and the Property Casualty Agent exam while meeting your state pre-licensing requirement. Please give us a call if you have any other questions. Thanks and have a great day!
Once I meet the requirements and I get my license, do I have to be sponsored by an agency or can I keep my license as long as I meet the license renewal requirements?
Hello Amelia, You do not need to be sponsored to take the Property and Casualty or Life, Accident and Sickness Producer exams or to hold the licenses. You will only have to keep up with your continuing education requirements to keep your license(s) active. To sell insurance though you must be affiliated with an insurance company.
What exam would I need to take to become an auto adjuster here in Georgia? Thanks.
Hello Noah, In Georgia you need to take an approved 40-hour Property and Casualty course but pass the Adjuster exam with Pearson VUE (more info). On our site you can either purchase a Georgia Property Casualty course or the Georgia Adjuster course. Each will give the required material and certificate of completion to pass your Adjuster exam. Please let us know if you have any other questions.
Are you allowed to sell life insurance under a “pre- license”?
Hello Peggy, You have to take an approved pre-license course to meet the Georgia state education requirement, pass the licensing exam with Pearson VUE, then apply for your license with the state. The state will then issue you a license to sell insurance under a company that you go to work for. So the “pre-license” class is just the class you take prior to getting your license. Please let us know if you have any other questions. Thanks!
I’ve completed your course and scheduled my exam. Once I pass the exam (optimism), where do I apply for my Georgia license?
Hello Tanisha, Pearson VUE will give you a pass sheet with instructions on it. Those instructions will send you to http://www.sircon.com/georgia to get started. Good luck on your exam!
Can I get a license with “2 felony DUI’s Habitual Violator”? I have other lesser charges due to drinking, but just the 2 felony’s. I have 3+ years sober if it matters.
Hello Steven, We always recommend contacting the Department of Insurance (GA website 800-656-2298) in your state first before going down the licensing path if you have any background questions. They often have a procedure in place to pre-qualify you so that you whether or not you would be issued a license upon successfully completing the application process. No sense in putting all the time and resources in if they aren’t going to issue a license. I’ve seen people get denied if they hid something in the application process or if their violation had to do with mishandling other people’s funds.… Read more »
If you have a license for Property, Casualty and Personal Lines in Georgia and want to do business in Florida is that allowed
Hi Rickey, A full Georgia Property & Casualty (PC) resident license supersedes a Personal Lines license as it includes both Personal and Commercial Lines. If your Georgia license is in good standing you will need to simply apply for a non-resident PC license in Florida. Go to NIPR.com to start that process. Good luck!
I would ultimately like to get 220 license in the State of Florida, however, I am a Georgia resident. Where do I start?
Hello Shawna, You would first need to have your resident Property and Casualty (P&C) license in Georgia (here is our approved GA P&C Course) then you would need to apply for a non-resident P&C license in Florida. As you see on this page, a 2-20 license is a resident license in Florida but the 9-20 is the non-resident license for PC. After obtaining your resident PC license in Georgia you could apply for a non-resident 9-20 PC license in Florida (more information here). Good luck!
Do you need to be a citizen to obtain a GA insurance licence?
Hello Jireh, If you are not a US citizen you must show proof of eligibility to work in the US. Please see the rules here under Business: https://www.nipr.com/rules_ga_rl.htm
Wooowww!!! I am very excited to say that I took my prelicensing courses and passed my life and health exam. I applied for my license and it’s under the state’s review. I can’t wait to begin my career. I think I want to obtain an property and casualty license as well. Good luck everyone!!!
Congrats on passing your exam! Just out of curiosity, please let us know how long it takes for your license to be issued. We usually tell students around 2 weeks but lately we’ve heard that it’s been going quicker. Thanks and have a great day!
How long must I be a resident of Georgia to become an agent?
Hi Judy, I don’t believe there is a time requirement, it just has to be your resident state.
How do you apply for a temporary Health Insurance producer license?
Hello Eydie, You should contact your Department of Insurance (855-235-5174) for general information and fill out an Resident Insurance License Application for a temporary license. Good luck!
I am a felon for intent to distribute marijuana, can I still get a license for life Insurance?
Hello Lee, You can go through the background process first if you are concerned about getting a license. Contact your Department of Insurance (licensing) to start the process. They are really the only ones who can say whether or not you are able to get your Producer license. Here’s a link to their site. Good luck!
I am interested in becoming a life insurance agent. What course should I take?
Hi Jane, If you want to only get your Life license then this 20-hour approved course. But, if you want to get Life and Health (Accident and Sickness) you would want this 40-hour approved course. Please let us know if you need anything else!
is Primerica insurance pre-licensing classes an approved insurance pre-license prep course??????
Hi Bryant, There are many approved courses out there but the best way to verify is to look up Approved Providers on Sircon’s database (https://www.sircon.com/ComplianceExpress/NonSscrbEducation/index.jsp?nonSscrb=Y&sscrbid=9999) and then look at available courses. Looks to me that they have two courses currently approved, 20-hour for Life and 20-hour for Health. Just so you know, our Georgia courses are approved too. 😉 Good luck!
I recently got my license, and was accepted by a local insurance company to work for them. If I decided to change from working at their organization before the 2 year renewal period, would that license be able to transfer over with me to a new company?
Absolutely, your license transfers with you as long as it was a full Producer license, not a subagent license. Good luck!
I am a licensed insurance agent in Florida and was wanting to sell insurance in georgia
Hi Robert, Sounds like you need to apply for a Georgia non-resident license via NIPR.com. Good luck!
I have a Florida resident (2-15) Life Health and Annuities License. How do I become a Georgia agent as a Georgia resident?
My husband was contracted military when I got my license in Florida. We had a Florida address with Georgia drivers license because of the military thing. Now we are back living in our hometown in Georgia. How do I go about obtaining my license from Florida over to Georgia?
Hi Shawna, We always recommend calling the department of insurance to get the exact procedure they want you to follow. Usually your new home state will want you to get a clearance letter from your old home state and then fill out the application for the moved licenses. Not too difficult of a process. Many people will also then pick up a non-resident in the state they moved from so they can continue to sell in that state. Good luck!
I’m licensed in NY and plan on moving to Georgia but I will continue working remotely for my current employer in NY where the owner holds a Georgia non-resident license among other states. Is it necessary for me to get a Georgia license?
Hi Toni, If you are moving to GA you will want to transfer your resident license to GA and then apply for a non-resident for NY (if YOU wish to keep conducting business there – more info). You must maintain a resident license in your primary state of residence, usually the state you pay taxes in. Just to be safe, you will probably want to run your situation past the DOI in both Georgia and New York as I know NY has some stricter compliance rules. Good luck!
How do I transfer my Florida license over to Georgia? And does that mean I can no longer sell in Florida once the transfer?
Hi Rashena, Simply call the department of insurance in Georgia and ask them what the requirements are. Usually they are going to have you get a clearance letter from Florida and apply for your resident license in GA. Then you would apply for a non-resident license in Florida if you still want to conduct business there. Good luck!
Hi I am currently licensed as a health insurance agent here in Ga, I want work for my self. What would be the next step?
Hi Melvia, You would need to find someone’s products to sell as and Independent Agent. You might post your question(s) up over on Insurance Forums to get some “real world” replies. Good luck!
I have a 215 License in Florida and have a few non-resident licenses, one for Georgia. I am planning to move to Georgia next year and would like to know what I must do in order to continue selling insurance in Georgia. Do I need to get a resident license?
Hi Vidal, You will have to move your resident license to Georgia. You are probably best off to look at NIPR.com for the process or get in touch with the Department of Insurance in Georgia. Good luck!
Hello, I’m a licensed resident agent in Ohio and planning to move to Georgia. Will I have to take the prelicensing course and exam again to become a licensed resident agent in Georgia?
Hi Joy, You should be able to get a clearance letter from Ohio and transfer your license to Georgia. Give both Departments of Insurance a call to verify the specifics but I don’t think you will have to test again. Good luck!
I started the Property & Casualty course with you company sometime 2019 or early 2020 and the Covid start and I didn’t finish the course to take the test. Can I continued the course or I have to repay for it again.
Hi Trudi, Not a problem. Go to our Contact Us page and request a course extension and the team will get you taken care of.
I have a Georgia license and work in Georgia, do I have to live in Georgia to continue to work?
Hi Annette, If you move to a different state you will need to look at moving your Resident license to that state and get a non-resident license in Georgia if you wish to continue to work in Georgia. Good luck!
I am licensed in the state of AL I recently moved to GA and would like to be licensed in GA what do I need to do? Will I need to start all over?
Hi Crystal, Call the GA Department of Insurance. Most likely there is a transition process you can go through. We have a little more general info here. Good luck!
I am grateful that I found this site I am starting my journey in this career field I have a few questions what is the best study guide and after completing the pre-license course where do I apply to take the exam I am located in the state of Georgia
Hello Uwe, You will sign up to take your exam with Pearson VUE in Georgia (more info). Please give us a call if you have any questions regarding our courses. Thanks and have a great day!
I work for a car insurance company and need to get licensed. How do I go about doing this ??
Hi Paulina, You will want to complete a 40-hour approved Property & Casualty course (such as ours) and then take your license exam with Pearson VUE. Please let us know if you have any other questions. Thanks and have a great day!
Hello, in 1993 I obtained a Georgia license 215. In 1996, I moved to the state of Florida and obtained my 215 there. A few years ago, I became ill with Lupus and my license were not valid because I did not meet my ( appointment ) deadline, although I was up on my CE. So My License was not valid due to the appoint in Florida. My question is: Since I already had a license 215 for the state of Georgia before ( left in good standing) would I have to retake the exam? I am already almost done… Read more »
Hi Nicole, I’d put money on they will have you test again. There are so many third-party companies involved at this point that everyone wants their fee. You could always call the Department of Insurance in Georgia and inquire (always the best option for compliance issues) but I wouldn’t get my hopes up especially since it’s been a few years. Good luck!
Hi! I wish to become a health insurance broker in Georgia. I have been doing a lot of research, but I have been receiving contrasting answers to these questions:
-What is the total cost (and is the $5,000 bond required)?
-What is my first step?
Thank you!
Hi Jessica, We primarily deal with Agent/Producer requirements and fees. Anytime we see students running into contradicting information we recommend they call the Department of Insurance for their state (800-656-2298). They may try to send you to Pearson VUE but I’d ask to talk to someone in their office who knows the specifics for Broker. It’s best to do that when you are running into compliance issues. Good luck!
Thank you so much for the advice and quick response! They did send me to Pearson VUE when I called before (who then recommended I call back the Department of Insurance), so this advice is immensely helpful. Thank you again!
Hello I don’t work for a firm and have no experience, and would be sponsoring myself. Can an individual take the courses and exam with no experience? If so once licensed can they sell independently, any recommendations starting out what firms or carriers have programs for new independent agents? I’ve a background in business development and internet digital marketing.
Hi Benjamin, You can get your license without experience but most everyone who goes into insurance sales is going to work for someone. Carriers won’t generally appoint you right out of the gate without experience. I’d look over at insurance-forums.com and see what other Producers are saying about your situation. Be sure to really look at the training a company provides it’s sales people to ensure their success! Good luck!