How to Become an Insurance Agent in Georgia
Licensure is the final goal for any person who wants to provide consumers in their state with information on different types of insurance and to sell them policies that meet their individual needs. The requirements that must be met prior to licensure differ among the states. In Georgia, residents who would like to become insurance agents have specific requirements that must be met prior to being permitted to take a Georgia insurance license exam. They must first take and successfully complete a state approved course for which they receive a certificate of completion. This course requirement applies to every category, or line, of insurance that they wish to be licensed under.
Getting your license to sell insurance in Georgia will allow you to work for an insurance company or as an independent broker selling insurance policies to other people and businesses. Each category of insurance that you want to sell in Georgia will require a different license under the state. Responsibilities as an insurance agent include understanding the terms and availability of insurance policies to explain to your clients, making recommendations for changes on policies when needed, and determining premiums.
The following steps are a basic outline for what you need to do to become a licensed insurance agent in Georgia:
- Start with a good quality approved Georgia pre-license insurance course. In order to attain licensure in Georgia, you are required to take an approved 20-hour course for each line of authority you wish to be licensed for such as Life, Accident & Sickness (Health), Property, Casualty and Personal Lines. Course combos can also be taken, such as 40-hour courses for Property and Casualty, or for Life and Accident & Sickness. Georgia Adjusters and Public Adjusters are also required to take a 40-hour Property & Casualty course but pass the specific Adjuster exam they want to be licensed for.
- A study-at-your-own pace online course will allow you to fit your studies into your schedule. Make sure you choose a reliable source for the instruction that includes all of the information needed which pertains to the state requirements, and the practice exams that allow you to test your knowledge and pinpoint areas where you need additional focus. Although your course is a requirement toward your receiving your license, it is also a valuable tool for helping you learn the information about licensure in Georgia. The quality of your study materials will determine your successful preparation for the licensing exam.
- Once you have completed your approved pre-licensing course, received certificates of completion, and are comfortable with the information available through the course, you will need to register for a Georgia insurance test and pay the required fees. We recommend taking the exam as soon as possible after completing your pre-licensing course. (more GA exam info)
- Once you have taken and passed your exam, you will be required to submit a license application to receive your Georgia insurance agent license. Be sure to also include your certificates of course completion when submitting your application. You should expect to pay separate fees for the license application and for the license itself (usually totaling around $115).
The pre-licensing course you take to prepare you for the insurance exam is one of the most important tools any potential insurance agent can rely on. Although some people find the exam challenging, at best, those who are adequately prepared can pass the test the first time they try. Thanks to the convenience of internet courses, students are able to get the information and practice they need, on a flexible schedule that takes the stress out of studying. The choice in insurance license classes and the quality of study materials is the most important factor in completing your Georgia insurance licensing requirements quickly and effectively.
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| Georgia Insurance Agent Pre-License Courses | Georgia Insurance Sample Questions |
Summary
To become a Georgia insurance agent, individuals must first enroll in an approved insurance pre-license prep course and complete required hours of study and learn applicable information. Once completed, the next step is to pass the license exam and apply for the license.
Company Bio
America’s Professor (https://americasprofessor.com) is a company which teaches insurance pre-licensing courses to help potential insurance agents acquire their licenses. They have over 30 years of experience at providing the highest quality courses through the use of instructional videos and easy-to-understand textbooks.
Hello Teri, You will want to call and talk to the Agent licensing department in Florida (850-413-3137) to verify but the last time we checked you needed to have a clearance letter from your state and your license in Georgia has to be in good standing for at least a year. If not, you will have to start the licensing process again in Florida. Good luck!
Hello Kim, You would need to take take the specific Adjuster exam you are trying to be licensed for, 12-GA-24 for a regular Adjuster and 12-GA-20 for a Public Adjuster. You must also have a valid certificate of completion. If you do not have a valid certificate of completion (valid for 1 year) you must take another Georgia Approved Property and Casualty Adjuster course. We are seeing a lot of licensed GA PC Agents/Producers trying to pick up an Adjuster license but they’ve been licensed as an agent for years so their certificate is way out of date. Please let… Read more »
Hi Denver, We indeed have great insurance license courses for Georgia (http://ga.insurance.americasprofessor.com) with very high first time pass results. Please give us a call if you have any questions. Thanks and have a great day.
Hi Al, Anytime you have something in your past that you feel might be a problem, I recommend contacting the state’s insurance department and talking to the Licensing division (1-800-656-2298). There is usually a process you can go through to know whether or not they will issue you a license after passing the insurance licensing exam and submitting your application. There’s no point for you to waste your time and resources completing a required course and passing the licensing exam if they won’t issue you a license. More often than not a person’s distant past doesn’t affect the licensing process… Read more »
Hi Chanita, We don’t really have an information packet. All of our information is on our Georgia insurance course page. Please let us know if you have any questions. Thanks and have a great day!
Hi Katie, Since NAIFA is an association you could be a part of if you were an insurance agent/producer, financial advisor or both. We help people pass their insurance license exams in the insurance industry so that they can become insurance agents/producers. We do not however have any courses for securities licenses, which are often held by financial advisors.
Hello Sherrie, You will want to call the insurance licensing department in Georgia (800-656-2298) and ask them if your Personal Lines license will transfer over. Usually a person will have to get a clearance letter from their current state’s department of insurance, Ohio DOI in your case. The current state will give a period of time to transfer the license to the new state (Georgia). If you get it transferred in the allotted time you usually won’t have to take a pre-licensing course and go through the licensing process again. Good luck!
Hello Regina, Insurance is a great career choice. Please contact us if you have any questions regarding the process of getting your insurance license. Thanks and have a great day!
Hello Derek, Your pass results from Pearson VUE should have the steps printed on them but you will want to go to https://www.sircon.com/georgia to apply for your license. There you will submit all your paperwork. Good luck!
Hello Ebony, Our classes are online but we also send books. Our goal is to simulate a live course by having our students take notes and highlight their books while watching the pre-recorded lectures online and take review questions. Our Georgia Property and Casualty (+ Adjuster) course will prepare you for both Adjuster exams and the Property Casualty Agent exam while meeting your state pre-licensing requirement. Please give us a call if you have any other questions. Thanks and have a great day!
Hello Amelia, You do not need to be sponsored to take the Property and Casualty or Life, Accident and Sickness Producer exams or to hold the licenses. You will only have to keep up with your continuing education requirements to keep your license(s) active. To sell insurance though you must be affiliated with an insurance company.
Hello Noah, In Georgia you need to take an approved 40-hour Property and Casualty course but pass the Adjuster exam with Pearson VUE (more info). On our site you can either purchase a Georgia Property Casualty course or the Georgia Adjuster course. Each will give the required material and certificate of completion to pass your Adjuster exam. Please let us know if you have any other questions.
Hello Peggy, You have to take an approved pre-license course to meet the Georgia state education requirement, pass the licensing exam with Pearson VUE, then apply for your license with the state. The state will then issue you a license to sell insurance under a company that you go to work for. So the “pre-license” class is just the class you take prior to getting your license. Please let us know if you have any other questions. Thanks!
Hello Tanisha, Pearson VUE will give you a pass sheet with instructions on it. Those instructions will send you to http://www.sircon.com/georgia to get started. Good luck on your exam!
Hello Steven, We always recommend contacting the Department of Insurance (GA website 800-656-2298) in your state first before going down the licensing path if you have any background questions. They often have a procedure in place to pre-qualify you so that you whether or not you would be issued a license upon successfully completing the application process. No sense in putting all the time and resources in if they aren’t going to issue a license. I’ve seen people get denied if they hid something in the application process or if their violation had to do with mishandling other people’s funds.… Read more »
Hi Rickey, A full Georgia Property & Casualty (PC) resident license supersedes a Personal Lines license as it includes both Personal and Commercial Lines. If your Georgia license is in good standing you will need to simply apply for a non-resident PC license in Florida. Go to NIPR.com to start that process. Good luck!
Hello Shawna, You would first need to have your resident Property and Casualty (P&C) license in Georgia (here is our approved GA P&C Course) then you would need to apply for a non-resident P&C license in Florida. As you see on this page, a 2-20 license is a resident license in Florida but the 9-20 is the non-resident license for PC. After obtaining your resident PC license in Georgia you could apply for a non-resident 9-20 PC license in Florida (more information here). Good luck!
Hello Jireh, If you are not a US citizen you must show proof of eligibility to work in the US. Please see the rules here under Business: https://www.nipr.com/rules_ga_rl.htm
Wooowww!!! I am very excited to say that I took my prelicensing courses and passed my life and health exam. I applied for my license and it’s under the state’s review. I can’t wait to begin my career. I think I want to obtain an property and casualty license as well. Good luck everyone!!!
Hello Eydie, You should contact your Department of Insurance (855-235-5174) for general information and fill out an Resident Insurance License Application for a temporary license. Good luck!
Hello Lee, You can go through the background process first if you are concerned about getting a license. Contact your Department of Insurance (licensing) to start the process. They are really the only ones who can say whether or not you are able to get your Producer license. Here’s a link to their site. Good luck!
Hi Jane, If you want to only get your Life license then this 20-hour approved course. But, if you want to get Life and Health (Accident and Sickness) you would want this 40-hour approved course. Please let us know if you need anything else!
Hi Bryant, There are many approved courses out there but the best way to verify is to look up Approved Providers on Sircon’s database (https://www.sircon.com/ComplianceExpress/NonSscrbEducation/index.jsp?nonSscrb=Y&sscrbid=9999) and then look at available courses. Looks to me that they have two courses currently approved, 20-hour for Life and 20-hour for Health. Just so you know, our Georgia courses are approved too. 😉 Good luck!
Hi Robert, Sounds like you need to apply for a Georgia non-resident license via NIPR.com. Good luck!
I have a Florida resident (2-15) Life Health and Annuities License. How do I become a Georgia agent as a Georgia resident?
My husband was contracted military when I got my license in Florida. We had a Florida address with Georgia drivers license because of the military thing. Now we are back living in our hometown in Georgia. How do I go about obtaining my license from Florida over to Georgia?
Hi Shawna, We always recommend calling the department of insurance to get the exact procedure they want you to follow. Usually your new home state will want you to get a clearance letter from your old home state and then fill out the application for the moved licenses. Not too difficult of a process. Many people will also then pick up a non-resident in the state they moved from so they can continue to sell in that state. Good luck!
Hi Toni, If you are moving to GA you will want to transfer your resident license to GA and then apply for a non-resident for NY (if YOU wish to keep conducting business there – more info). You must maintain a resident license in your primary state of residence, usually the state you pay taxes in. Just to be safe, you will probably want to run your situation past the DOI in both Georgia and New York as I know NY has some stricter compliance rules. Good luck!
Hi Rashena, Simply call the department of insurance in Georgia and ask them what the requirements are. Usually they are going to have you get a clearance letter from Florida and apply for your resident license in GA. Then you would apply for a non-resident license in Florida if you still want to conduct business there. Good luck!
Hi Melvia, You would need to find someone’s products to sell as and Independent Agent. You might post your question(s) up over on Insurance Forums to get some “real world” replies. Good luck!
