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How to Pass the Georgia Insurance Licensing Exam

America's Professor student completing Georgia approved insurance course

*Important COVID-19 Update*

Face masks are now required while testing at Pearson VUE-owned test centers. View their complete COVID-19 update at: https://home.pearsonvue.com/coronavirus-update

 

Are you considering getting an insurance license in the state of Georgia? If so, then you probably have a lot of questions about where to go, who to talk to, and what to do.

Fortunately, America’s Professor has pulled together all our knowledge and resources to create one comprehensive site with the answers you require about how to get your insurance license in GA. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam and more!

We’re here to help you succeed, and that means providing you with the best information available. Whether you’re a resident going for your Georgia property and casualty license or you’re a non-resident expanding your career by getting your health insurance license in  Georgia, the information below will help you know what to expect from the process. Read on and enroll today!

State of Georgia

Is there a pre-licensing course requirement in Georgia?

Yes. Students must take an approved pre-licensing course to prepare for the insurance licensing exam. Each approved course has an approved provider/course number.

Georgia Property and Casualty agents/producers are required to take an approved 40-hour Property and Casualty course and pass the Pearson VUE 12-GA-06 licensing exam.

Georgia Property and Casualty Sub-Agents are required to take an approved 20-hour Property and Casualty course and do not have to pass a licensing exam, just apply under an existing agent.

Georgia Property Only agents/producers are required to take an approved 20-hour Property course and pass the Pearson VUE 12-GA-03 licensing exam.

Georgia Casualty Only agents/producers are required to take an approved 20-hour Casualty course and pass the Pearson VUE 12-GA-04 licensing exam.

Georgia Personal Lines agents/producers are required to take an approved 20-hour Personal Lines course (or 40-hour PC course) and pass the Pearson VUE 12-GA-55 licensing exam.

Georgia Adjusters are required to take an approved 40-hour Property and Casualty (should include Adjuster supplement) course and pass the Pearson VUE 12-GA-24 Adjuster exam.

Georgia Public Adjusters are required to take an approved 40-hour Property and Casualty (should include Adjuster supplement) course and pass the Pearson VUE 12-GA-20 Public Adjuster exam.

Georgia Life, Accident and Sickness (Health) agents/producers are required to take an approved 40-hour Life, Accident and Sickness course and pass the state Pearson VUE 12-GA-05 licensing exam.

Georgia Life, Accident and Sickness Sub-Agents are required to take an approved 20-hour Life, Accident and Sickness course and do not have to pass a licensing exam, just apply under an existing agent.

Georgia Life Only agents/producers are required to take an approved 20-hour Life Only course and pass the state Pearson VUE 12-GA-01 licensing exam.

Georgia Accident and Sickness (Health) agents/producers are required to take an approved 20-hour Accident and Sickness course and pass the state Pearson VUE 12-GA-02 licensing exam.

 

What kind of questions do they put on the Georgia insurance test?

 

All of the Georgia insurance exam questions are multiple choice. There are no fill-ins (no need to memorize) and no essay (no need to be ready to explain anything) questions.

For example:

georgia sample questions

A multiple-choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).

The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.

Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).

 

What score do I need to pass the Georgia insurance exam?

There are 6 basic exams given in Georgia: Life, Accident & Sickness, Property, Casualty, Adjuster, and Public Adjuster. In Georgia, you can combine the exams for Property & Casualty (PC) and Life, Accident, Sickness (LAS). Georgia also has a Personal Lines exam for agents selling only personal policies (no commercial), such as homeowners and personal auto insurance.

In Georgia, you need a score of 70 to pass each exam. However, each exam consists of two parts – the “national” insurance section and the “state rules” section. You will need a score of 70 on each section – the two scores are not averaged together.

 

Are questions grouped by category?

 

No, questions and topics are randomly scrambled, but that never seems to be a problem for anyone.

 

What insurance exams are given in Georgia and what do they cost?

Georgia Pearson VUE Available Exams and Fees

*Personal checks and cash will not be accepted.

 

How many questions are on the Georgia insurance exam?

The Georgia license exam Test Content Outline (TCO) provided by Pearson VUE gives us the following breakdown for each exam:

The Georgia Property and Casualty exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Property Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Casualty Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Adjuster exam has  100 questions. The break down is 95 questions on national/general content and 5 questions on Georgia state specific content.

The Georgia Public Adjuster exam has  100 questions. The break down is 95 questions on national/general content and 5 questions on Georgia state specific content.

The Georgia Life, Accident and Sickness exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Life Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Accident & Sickness (Health) Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Personal Lines exam has 93 questions. The break down is 75 questions on national/general content and 5 questions on Georgia state specific content + 13 pretest questions.

Pretest questions do not count towards your score. You will not know what questions are real or pre-test questions when taking your exam. It’s very possible the pre-test questions will not even be covered in the Test Content Outline. It’s very important to know that these pre-test questions will be in your exam so you don’t start second guessing yourself when you see a question that you have no idea how to answer (make your best guess and stay calm!).

 

Where can I take the Georgia insurance exam?

Georgia Pearson VUE Test Centers

*Locations and schedules are subject to change. Please call 1-800-274-0488 for up-to-date information.

 

How do I sign up to take the Georgia insurance exam?

 

We recommend that you call Pearson VUE (the testing company) at 1-800-274-0488. Be sure to call at least 3 days in advance of the date you plan to take the exam. The earlier you sign up, the better your chances of getting the test date of your choice.

 

What if I fail the Georgia insurance exam?

 

If you fail the insurance license exam in Georgia, you must wait 2 weeks before retaking the exam. You will be charged an additional test fee.

Note: Candidates who fail the examination three (3) times and had taken a pre-licensing course through an independent provider will be required to retake a pre-licensing course from a different provider prior to retaking the examination.

 

How much is the Georgia insurance license fee?

 

The Georgia Department of Insurance charges $100 per license type (ex. Property & Casualty or Life, Accident & Sickness) plus a $15 application fee.

 

How do I sign up for fingerprinting/background check and what is the fee?

 

You must schedule a fingerprint appointment with Cogent Systems, Inc. by visiting https://www.aps.gemalto.com/ga/index.htm. The electronic fingerprint fee is $51-$52.75. (Georgia Pearson VUE Fingerprint Instruction Notice)
Note: You must apply for your insurance license prior to registering for fingerprinting. You can apply online at www.sircon.com or www.nipr.com.

 

Which Georgia insurance test is the toughest?

 

Each insurance licensing exam presents its own challenge. Between Life and Accident & Sickness, students say that the Georgia Accident & Sickness insurance exam is more difficult. Accident & Sickness insurance policies are simply more complicated than Life insurance policies.

The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.

The state portion of the Georgia insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.

This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.

 

Will I have adequate time to complete the Georgia insurance test?

 

Yes. We have never had students say that they ran out of time to complete the exam. Most students finish in about half of the allotted time (up to 2 hours). The only students who ever report that they ran out of time were those who were trying to memorize questions in the event they had to repeat the exam. If English is not your first language you can request extra time by filling out Pearson VUE’s English as a Second Language (ESL) Request Form. Keep in mind that this form needs to be submitted to Pearson VUE, and approved, before scheduling your exam. You will also need to submit a letter (on official letterhead) from an instructor, like America’s Professor, or employer that verifies English is your second language. 

 

Is the Georgia insurance exam still given by the “paper and pencil” method?

 

No, this is a computerized exam. Virtually all our students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system.
When you are done with your official exam, you will NOT be given a copy of it, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately, and you will know your results when you leave.

 

What is the best test prep method for the Georgia insurance exam?

 

There is no alternative to knowing the material. There are no shortcuts to learning, but there are more effective and less frustrating ways to learn. We recommend that you follow this 4-step process:
  • Watch and listen to the lecture;
  • Highlight key concepts in the text;
  • Review questions in the test bank; and
  • Send us an email if you have any questions.
video courses onlinesample questions
Georgia Online Video CoursesGeorgia Sample Questions

 

Helpful Links:

General Insurance License Exam Information:

 

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Tara Norris
4 years ago

Please help GA Ins. State Exam LAS, My instructor says I was meant to work with this line of business, especially with all my empathy, actively listening and the love for helping others. I am extremely intelligent but I have paid 11+ times @ $90 to the this exam, what can I do, please advise and help me asap, plus this cost doesn’t include travel expenses! Desperately seeking professional Guidance, Tara Norris

Kierson Stewart
Kierson Stewart
3 years ago

This will be my 4th attempt at the Ga life and Health portion on a attempt to get my license. The last time I made a 69. Please can you help me out with tips and more information.

Charles H. Yamessou
Charles H. Yamessou
4 years ago

I really like your website concerning how to learn and How to pass the Georgia Insurance Licensing Exam, I want to have more information’s, I am interested.

Daniel
Daniel
3 years ago

I want to get my licenses (life, but also want to know and understand the other Ga state licenses, casualty, adjuster, public, adjuster, I would like detailed info on all of them? how can I learn the exact differences and best choices?

2- Which Ga license pays the most on average?

Marcy Patterson
Marcy Patterson
3 years ago

what courses do i need to take in order to get my p and c license in ga

Lupe Martines
Lupe Martines
3 years ago

If you have misdemeanor on your background check will they deny my license?

Lupe Martines
Lupe Martines
3 years ago

Thank You Alot.

Ashley
Ashley
3 years ago

After we get the P & C license and want to get my own business how can I start getting work?

Ashley
Ashley
3 years ago

Thank you for ur help.

Rama
Rama
3 years ago

I am considering to take life, accident and sickness agent license in GA. Once I get GA license, is there a separate exam to get multi-state license?

Cartresia Hudson
Cartresia Hudson
3 years ago

I have taken the P&C already in 2007 but want to take the adjusters test now but wanted to low if I can pay to get practice test to review?

Jasmine Finch
Jasmine Finch
3 years ago

I already took my P&C exam back in 2015. I need to get my adjuster’s license. What steps do I need to take to get started?

John Smith
John Smith
3 years ago

If my prelicensing course completion is dated 10/11 but I passed the exam on 10/10, will this cause any problems? The course was electronic and I was unaware of a final completion button.

William Schmidt
William Schmidt
3 years ago

I have my Georgia life certificate now I’m told that I need to get accidental license what do you suggest. For the training

Debra Pellicano
Debra Pellicano
3 years ago

If I already have Life and Accident and Sickness license will I be required to be fingerprinted again to get a P&C license?

Debra Pellicano
Debra Pellicano
3 years ago

Thanks. My life license had gone into an i nactive status… I got my CE completed and paperwork in in time not to have to be re-fingerprinted… had license for 20+years before went inactive status… so, with license just having been reinstated and fingerprinting not having been required do you think I would have to get them redone to get the P&C since I now have a valid life license?

Mr Cooper
Mr Cooper
3 years ago

I’m interested in getting started as a insurance adjuster. I looking for so direction in this career

T Grice
T Grice
2 years ago

Are you allowed to use your notes during the exam?

T Grice
T Grice
2 years ago

Ok thank you

NL
NL
2 years ago

I will like to know how much will it course for me to take the life insurance test in Georgia and what is the passing grade for the test.

Angeleana McGill McGill
Angeleana McGill McGill
2 years ago

What would definitely disqualified you on the background check?

Theresa R Rewis
Theresa R Rewis
2 years ago

i WANT TO TAKE THE PRELICENSING COURSE FOR THE GEORGIA PROPERT AND CASUALTY LICENSE

L. Law
L. Law
2 years ago

Hi, I’d like to know, what’s the longest I can wait after finishing the Property, Casualty/Adjuster 40hr coarse to take the Exam

Derwin Maxwell
Derwin Maxwell
2 years ago

I am taking the test for public adjusting but want to sell home and/or auto insurance as well in the near future. Does the public adjuster license allow me to sell insurance or do I also have to take the property and casualty exam as well?

Patryce Brown
Patryce Brown
2 years ago

How can I get started and what is the steps

Kirsten Seabolt
Kirsten Seabolt
1 year ago

After passing the Property and Casualty Exam, how long do you have to apply for your license?

Tiffany
Tiffany
1 year ago

Are the 20 pretest questions graded on the Life Insurance exam?

Hishonda Gkoutsidis
Hishonda Gkoutsidis
1 year ago

Hello, this information is very valuable. If I purchase the course from your website will it qualify as the mandatory pre licensing requirements or are your courses only tools to help me prepare for the exam?

Hishonda Gkoutsidis
Hishonda Gkoutsidis
1 year ago

I see, so I would receive a course certificate of completion after the completing the course?

Hishonda Gkoutsidis
Hishonda Gkoutsidis
1 year ago

Got it! Thank you so much for your response.

Sharon Key
Sharon Key
1 year ago

Hello AP,
I am considering obtaining my PC & Life insurance license. How much would the total for EVERYTHING cost?
Thanks!
S Key

trackback

[…] Once you have completed your approved pre-licensing course, received certificates of completion, and are comfortable with the information available through the course, you will need to register for a Georgia insurance test and pay the required fees. We recommend taking the exam as soon as possible after completing your pre-licensing course. (more GA exam info) […]

Aida
Aida
1 year ago

I would like to get my license to sell insurance (to work for State Farm AllState here in GA ) . I don’t k ow where to start. Please help

Jennifer Sweet
Jennifer Sweet
1 year ago

Are Georgia Life, Accident & Sickness (LAS) Insurance Pre-Licensing Course #GALHPL and Georgia Accident & Sickness (Health) Insurance Pre-Licensing the same thing will the higher price have Health into it? Do I get health with (LAS) is what I am trying to say! Lol.

brooke
brooke
1 year ago

this will be my 4th time attempting to take the Georgia property and casualty, i have to pass, its not an option to fail at this point, i need help and recommendations to passing this test

Christopher Coogler
Christopher Coogler
1 year ago

Thank you for this information. I want to become an insurance adjuster in Georgia so this information is a big help. I was advised that I should also get a property and casualty insurance agent license as well. Is there a course that would qualify me to take both the exam for insurance adjustor and property and casualty insurance agent or would I have to take two separate pre-licensing courses?

Christopher Coogler
Christopher Coogler
1 year ago

Thank you for clearing this up for me.

MarKecia Anderson
MarKecia Anderson
10 months ago

How much is the course? Can I take the course and get my license through America professor? Can I do it on- line. This will be my 1st time inquiring about this… I need a little guidance

Danielle Ortiz
Danielle Ortiz
9 months ago

Hello for the property and casualty is it all online or is their a book as well. I really like to have a book on hand.

Tam Coleman
Tam Coleman
7 months ago

I’ve visited your website enough to feel confident that I want to purchase my course through America’s professor. I see to gain the best experience is to work for an insurance company post exam but what if an agent only wanted to work storm seasons. Do you know how or what that process is like? And what’s the best license to have for storm season?

Amber
Amber
6 months ago

What kind of education background is required to obtain any insurance license? High School Diploma/GED or college courses?

Yamuna
Yamuna
5 months ago

I will be taking the life and health licensing exam. It say 70 q’s from material, 10 from the state rules, and 20 from pretest. what exactly is this pretest questions they are talking about. you can also email me the answer, in case im not able to see the answer posted below. thx.

Funmi
Funmi
5 months ago

Are most of the questions from the practice exams, the same as on the actual exam.

Adreana Harris
Adreana Harris
4 months ago

Good evening. I already work for State Farm. I want to become a Georgia Adjuster. Do I go ahead a purchase Georgia Property & Casualty Pre-Licensing Course first then Georgia Adjuster & Public Adjuster (PC) Pre-Licensing Course second? Or the other way around?

Thank you

Adreana Harris
Adreana Harris
4 months ago

I have no certificates. So I need to take both of those courses correct ? And which one first? Thank you

Adreana Harris
Adreana Harris
4 months ago

Perfect. Will do. Thank you so much

dev
dev
4 months ago

Hi,i was already failed for 2 times in life only exam.I Don’t know where i am doing wrong.Now again i am trying for 3rd time . I Was asking frequently questions on “long term care” i didn’t found any topic on it and was super confused on laws this is the hardest topic causing me fail.What should i do now let me know how can i prepare for laws.Nothing is coming from the topics that i prepared for laws please help me. TIA

Matt
Matt
1 month ago

Greetings, I am currently licensed in Florida and recently moved to GA. Aside from the fee do I still need to take an exam in order to get licensed?

PURVETTE BRYANT
PURVETTE BRYANT
3 days ago

Hello. I am a licensed life insurance agent in Florida. I applied for my non-resident Georgia license in September. I still have not received it after uploaded a requested citizenship affadavit on Sircon and NIPL. Can someone tell me how I can get through on Pearson Vue? I hear Georgia was using another company when I applied and switched over. It is now November and I still have not received the license. Thanks.



We make every effort to ensure that the content on our site is accurate but it’s always recommended to you contact your state’s Insurance Licensing Department or Test Provider for information. Thank you. – The AP Team

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