How to pass the Georgia Insurance Licensing Exam
Are you considering getting an insurance license in the state of Georgia? If you are, then you probably have a lot of questions about where to go, who to talk to and what to do. Fortunately, America’s Professor has pulled together all of our knowledge and resources to create one comprehensive site with the answers you require. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam and more!
We’re here to help you succeed and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams and they are available to you at the click of a mouse. Read on and enroll today!
Is there a pre-licensing course requirement in Georgia?
What kind of questions do they put on the Georgia insurance test?
What score do I need to pass the Georgia insurance exam?
Are questions grouped by category?
What insurance exams are given in Georgia and what do they cost?
How many questions are on the Georgia insurance exam?
Where can I take the Georgia insurance exam?
How do I sign up to take the Georgia insurance exam?
What if I fail the Georgia insurance exam?
How much is the Georgia insurance license fee?
How do I sign up for fingerprinting/background check and what is the fee?
Which Georgia insurance test is the toughest?
Will I have adequate time to complete the Georgia insurance test?
Is the Georgia insurance exam still given by the “paper and pencil” method?
What is the best test prep method for the Georgia insurance exam?
Helpful Links
General Insurance License Exam Information (Video)
Is there a pre-licensing course requirement in Georgia?
Georgia Property and Casualty agents/producers are required to take an approved 40-hour Property and Casualty course and pass the Pearson VUE 12-GA-06 licensing exam.
Georgia Property and Casualty Sub-Agents are required to take an approved 20-hour Property and Casualty course and do not have to pass a licensing exam, just apply under an existing agent.
Georgia Property Only agents/producers are required to take an approved 20-hour Property course and pass the Pearson VUE 12-GA-03 licensing exam.
Georgia Casualty Only agents/producers are required to take an approved 20-hour Casualty course and pass the Pearson VUE 12-GA-04 licensing exam.
Georgia Personal Lines agents/producers are required to take an approved 20-hour Personal Lines course (or 40-hour PC course) and pass the Pearson VUE 12-GA-55 licensing exam.
Georgia Adjusters are required to take an approved 40-hour Property and Casualty (should include Adjuster supplement) course and pass the Pearson VUE 12-GA-24 Adjuster exam.
Georgia Public Adjusters are required to take an approved 40-hour Property and Casualty (should include Adjuster supplement) course and pass the Pearson VUE 12-GA-20 Public Adjuster exam.
Georgia Life, Accident and Sickness (Health) agents/producers are required to take an approved 40-hour Life, Accident and Sickness course and pass the state Pearson VUE 12-GA-05 licensing exam.
Georgia Life, Accident and Sickness Sub-Agents are required to take an approved 20-hour Life, Accident and Sickness course and do not have to pass a licensing exam, just apply under an existing agent.
Georgia Life Only agents/producers are required to take an approved 20-hour Life Only course and pass the state Pearson VUE 12-GA-01 licensing exam.
Georgia Accident and Sickness (Health) agents/producers are required to take an approved 20-hour Accident and Sickness course and pass the state Pearson VUE 12-GA-02 licensing exam.
What kind of questions do they put on the Georgia insurance test?
For example:
A multiple choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).
The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.
Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).
What score do I need to pass the Georgia insurance exam?
There are 6 basic exams given Georgia – Life, Accident & Sickness, Property, Casualty, Adjuster and Public Adjuster. In Georgia you can combined the exams for Property & Casualty (PC) and Life, Accident, Sickness (LAS). Georgia also has a Personal Lines exam for agents selling only personal policies (no commercial) such as homeowners and personal auto insurance.
Are questions grouped by category?
What insurance exams are given in Georgia and what do they cost?
*Personal checks and cash will not be accepted.
How many questions are on the Georgia insurance exam?
The Georgia license exam Test Content Outline (TCO) provided by Pearson VUE gives us the following breakdown for each exam:
The Georgia Property Only exam has 100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.
The Georgia Casualty Only exam has 100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.
The Georgia Adjuster exam has 100 questions. The break down is 95 questions on national/general content and 5 questions on Georgia state specific content.
The Georgia Public Adjuster exam has 100 questions. The break down is 95 questions on national/general content and 5 questions on Georgia state specific content.
The Georgia Life, Accident and Sickness exam has 100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.
The Georgia Life Only exam has 100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.
The Georgia Accident & Sickness (Health) Only exam has 100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.
The Georgia Personal Lines exam has 93 questions. The break down is 75 questions on national/general content and 5 questions on Georgia state specific content + 13 pretest questions.
Pretest questions do not count towards your score. You will not know what questions are real or pre-test questions when taking your exam. It’s very possible the pre-test questions will not even be covered in the Test Content Outline. It’s very important to know that these pre-test questions will be in your exam so you don’t start second guessing yourself when you see a question that you have no idea how to answer (make your best guess and stay calm!).
Where can I take the Georgia insurance exam?
*Locations and schedules are subject to change. Please call 1-800-274-0488 for up-to-date information.
How do I sign up to take the Georgia insurance exam?
What if I fail the Georgia insurance exam?
If you fail the insurance license exam in Georgia you must wait 2 weeks before retaking the exam. You will be charged an additional test fee.
Note: Candidates who fail the examination three (3) times and had taken a pre-licensing course through an independent provider will be required to retake a pre-licensing course from a different provider prior to retaking the examination.
How much is the Georgia insurance license fee?
How do I sign up for fingerprinting/background check and what is the fee?
Which Georgia insurance test is the toughest?
The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.
The state portion of the Georgia insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.
This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.
Will I have adequate time to complete the Georgia insurance test?
Is the Georgia insurance exam still given by the “paper and pencil” method?
What is the best test prep method for the Georgia insurance exam?
- watch and listen to the lecture;
- highlight key concepts in the text;
- review questions in the test bank; and
- send AP an email if you have any questions.
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| Georgia Online Video Courses | Georgia Sample Questions |
Helpful Links:
- Georgia Agent Information (DOI): http://www.oci.ga.gov/Agents/Home.aspx
- Georgia Candidate Handbook & Content Outlines: http://www.pearsonvue.com/ga/insurance/
- NAIC Website: http://www.naic.org/
- America’s Professor Approved Georgia Insurance Courses: https://americasprofessor.com/course_cat/georgia-insurance-exam-prep-courses/
General Insurance License Exam Information:
Hi Kierson, Technically if you fail the exam 3 times after using one pre-licensing provider you are supposed to take another approved course before testing again. Have you purchased/completed a new course yet? 69% is very close to passing so you don’t have far to go. Maybe give us a call and we can chat some more. 😉
Hi Charles, We offer great online video courses to help you pass the insurance licensing exam in Georgia. Very high first time pass rates! You can see our courses here: http://ga.insurance.americasprofessor.com
If you have further questions please feel free to give us a call at 1-800-870-3130. Thanks and have a great day.
Please help GA Ins. State Exam LAS, My instructor says I was meant to work with this line of business, especially with all my empathy, actively listening and the love for helping others. I am extremely intelligent but I have paid 11+ times @ $90 to the this exam, what can I do, please advise and help me asap, plus this cost doesn’t include travel expenses! Desperately seeking professional Guidance, Tara Norris
Hi Daniel, Most of our students end up with both sets of licenses, Property Casualty (PC) and Life Health (LH). Health is also called Accident & Sickness in Georgia or Disability in other states. We usually recommend students get their PC license and then come back and get their Life and Health license. In general everyone needs some form of PC insurance (home, auto, renters, etc.) but not everyone is required to purchase Life insurance. But if the company you go to work for has a preference on what license you get, you’ll get that license! 😉 As far as… Read more »
Hello Marcy, You will need to take an 40-hour approved Georgia Property and Casualty pre-licensing course. The course will prepare you to take your Property and Casualty exam with Pearson VUE. Please give us a call if you have any other questions. Thanks and have a great day!
Hello Lupe, We don’t usually see students have a problem with misdemeanors when it comes to getting their insurance license. To be sure though, you can contact the insurance licensing department (404-656-2101) and go through the steps of getting pre-screened. That way you won’t go through the process of passing the exam and potentially getting denied a license by the state. Good luck!
Hello Ashley, You will usually go to work for an insurance company to gain some experience and then make the decision of whether you want to, or can, open your own insurance agency. Many of the larger captive insurance companies have opportunities and programs for agents to work into getting their own agency. Asking your own insurance agent is a great way to find out how to get started in the industry. They will most likely have some great pointers. Good luck!
Hello Rama, After you have a resident license in Georgia you will apply for non-resident licenses in the other states you wish to do business in. Most states have a reciprocal agreement and won’t make you take an exam, but pay a fee. You will want to check on a state by state basis with the insurance licensing departments to see what their specific requirements are. Good luck! Please let us know if we can help you get your GA LAS license.
Hello Cartresia, You will need a valid certificate of course completion for a GA Property and Casualty course when applying for an Adjuster license (after passing the Adjuster exam). Certificates are only good for 1 year so it sounds like you need to take another approved course to get another certificate. Please let us know if you have any other questions.
Hello Jasmine, Unfortunately you will need to take another approved Georgia Property and Casualty course to fulfill the Adjuster pre-licensing requirement. You will need a valid certificate of completion (good for one year) to complete the licensing process. We include the specific Adjuster and Public Adjuster material in our GA Adjuster Pre-License Course that covers the extra Adjuster questions on the Adjuster exams. Please let us know if you have any other questions. Good luck!
Hello William, You are probably looking for an Accident and Sickness (Health) license to compliment your Life license. Here is a link to our 20-hour approved Georgia Accident Sickness course. Please give us a call if you have any other questions. Thanks and have a great day.
Thanks. My life license had gone into an i nactive status… I got my CE completed and paperwork in in time not to have to be re-fingerprinted… had license for 20+years before went inactive status… so, with license just having been reinstated and fingerprinting not having been required do you think I would have to get them redone to get the P&C since I now have a valid life license?
Hello Mr Cooper, The first place to start is getting your Adjuster license. We provided a great course to help prepare for the Adjuster licensing exam. Please give us a call if you have any questions. Thanks and have a great day!
It will cost you $63 to take the Life Agent exam with Pearson VUE in Georgia. You will need at least 70% to pass the exam. Be sure to take a Georgia state approved 20-hour Life course to prepare you for the exam and fulfill your pre-licensing education requirement. Please let us know if you have any other questions. Thanks!
Hello Angeleana, I’m not exactly sure what would disqualify you. Your best bet would be to call and ask the Office of Insurance and Safety Fire Commissioner’s Agent Licensing Department (GA) (404-656-2101 or 800-656-2298). They usually have a process you can go through to get pre-qualified so that you don’t go through the pre-licensing course process only to then find out you are not eligible for a license. Please let us know if you have any other questions. Thanks!
Hello Theresa, Here is a link to our Georgia Property and Casualty License Course. Please let us know if you have any questions. Thanks!
Your certificates of completion are good for one year from completion. That mean that you have to pass your licensing exam and apply for your license within the one year period. If you go beyond the year you’ll have to start over with a course and get new certificates of completion. Please let us know if you have any other questions. Thanks!
Hi Derwin, To sell insurance you would need to also get your Property and Casualty (PC) Producer (Agent) license by passing the PC exam. Our course prepares students for the Adjuster, Public Adjuster and PC Producer exams. Keep in mind, most adjuster companies will not allow you to hold an active Producer license while you are adjusting as it’s seen as a conflict of interest. There may be exceptions on the public adjuster side so be sure to ask the public adjusting company you are going to work for if there are any issues. Good luck!
Hello Hishonda, Our Georgia courses are approved courses to prepare you for the licensing exam in Georgia. Everyone has to take an approved course and everyone has to take the insurance licensing exam at a Pearson VUE test center. Please let us know if you have any other questions. Thanks!
Hi Sharon, So if you were looking at a PC course ($159), Life course ($125), fingerprint/background check fee ($51), Pearson VUE testing fee for the PC exam ($63) and for the Life exam ($63), plus the Georgia application/license fee for PC license ($115) and Life license ($115) you would be about $700 into your licenses when all said and done. The costs for each license get kind of split up into thirds. Most of our students will complete the process for PC then come back and start over with Life (usually Life & Health actually). You would purchase your first… Read more »
[…] Once you have completed your approved pre-licensing course, received certificates of completion, and are comfortable with the information available through the course, you will need to register for a Georgia insurance test and pay the required fees. We recommend taking the exam as soon as possible after completing your pre-licensing course. (more GA exam info) […]
Hello Aida,
Most of our students going to work for State Farm or Allstate are usually going to get their Property and Casualty (PC) license first, then follow up with a Life, Accident and Health License. So, first start by completing a GA PC course, pass your licensing exam, complete the back ground check and then apply for your license. Please give us a call if you have any other questions. Good luck!
Thank you for this information. I want to become an insurance adjuster in Georgia so this information is a big help. I was advised that I should also get a property and casualty insurance agent license as well. Is there a course that would qualify me to take both the exam for insurance adjustor and property and casualty insurance agent or would I have to take two separate pre-licensing courses?
Hi Christopher, Our course would prepare you to take either exam but… most Adjuster can not hold a P&C Agent/Producer license because it can cause a conflict of interest situation. Most insurance companies wouldn’t want you to adjust a claim for them with the possibility of you pushing your own insurance policies on their customers. I have seen P&C Agents/Producers have their Adjuster license (and not use it) but usually Adjusters have to retire or put their P&C Agent/Producer license on inactive status. Good luck!
Hello MarKecia, Our online insurance courses for Georgia are here. The cost varies a bit depending on the type of license you are wanting to obtain. America’s Professor is an approved online course provider for Georgia so that means we are only able to help you with a course. The actual licensing exam and license process will be completed by Pearson VUE and Sircon. Please give us a call (1-800-870-3130) if you have more questions. We can give you all the guidance you need. Thanks and have a great day!
Hi Danielle, All of our courses come with printed text books. Each course has a course includes section which should also state that information. Are you looking at the Georgia PC course? Please let us know if you have any other question.
I’ve visited your website enough to feel confident that I want to purchase my course through America’s professor. I see to gain the best experience is to work for an insurance company post exam but what if an agent only wanted to work storm seasons. Do you know how or what that process is like? And what’s the best license to have for storm season?
Hello Tam, Are you inquiring about getting an Adjuster license? If so, I think most Adjusters are independent contractor types that work with heavily during storm season in areas hit hard by storms but then the rest of the year work with Independent Adjuster firms. Adjusters sign up to be on these firm’s rosters to be called when an adjustment is needed. You might want to get in touch with an Adjuster to pick their brain about real world application. Terry Freeland at AI Tech Institute might be a good contact for you too. Good luck!
Hello Yamuna, Pretest questions are just trial questions and do not count towards your score. You will not know what questions are real or pre-test questions when taking your exam. It’s very possible the pre-test questions will not even be covered in the Test Content Outline. It’s very important to know that these pre-test questions will be in your exam so you don’t start second guessing yourself when you see a question that you have no idea how to answer (make your best guess and stay calm!). Good luck!
Hi Funmi, They are not the same. If you are talking about practice exams sold by the testing centers, usually the questions used in their practice exams are retired questions from the actual exam bank on questions. You may pick up some similar wording and use of terminology though. We use questions purely to verify what students know, and don’t know, content wise. There is a lot of content you can be tested on from various angles so it’s important to really know the content!
Hello Adreana, Our P&C course is the only course you need. It will work for both the Adjuster or Producer license. If you already have a Property & Casualty license with a certificate that is still good, you could just test. If your certificate isn’t good, you will need to retake an approved course. Please give us a call if you have any other questions as it can be confusing. Thanks and have a great day!
Hello Adreana, In Georgia you are required to take an approved course and earn certificates of completion for each. Most of our students take a 40-hour Property and Casualty and pass that exam first, then come back and take Life, Accident and Sickness. Please give us a call (800-870-3130) if you have any other questions. Thanks and have a great day!
Hi,i was already failed for 2 times in life only exam.I Don’t know where i am doing wrong.Now again i am trying for 3rd time . I Was asking frequently questions on “long term care” i didn’t found any topic on it and was super confused on laws this is the hardest topic causing me fail.What should i do now let me know how can i prepare for laws.Nothing is coming from the topics that i prepared for laws please help me. TIA
Hi Tia! Sorry to hear that you didn’t pass your exam. If I were you, I’d call your content provider and ask them to go over your fail sheet. Hopefully you can better hone in on what areas you are weak in and hopefully answer what questions you have from the areas you remember. If you are in need of a great Georgia course please let us know. Good luck!
