I hope you post this, I wrote a different review and never received any feedback, Constructive feedback helps, some people need to hear my testimony. There is limited negative reviews on here because I think AP restricts them for reasons.

I recently completed the life and health pre-licensing courses and wanted to share my experience. while I eventually passed the exams on my THIRD ATTEMPT ON EACH TEST, I found the process to be quite challenging and frustrating. the course is 279.00 plus $59.00 for each time you take the tests.
The study material provided by Jack felt outdated in some areas, I encountered several questions on the exams that were not covered in the study materials, which made it difficult to prepare effectively. additionally , I recommend taking the life portion of the exam first and completing the health section afterward, as this approach worked better for me.
the test itself is NOT EASY!!! and the interchangeable terms can be confusing. I found it essential to study the content within a short time frame to retain the information better.
LET ME SHARE THIS- PEARSON VUE was disappointing ONLINE. the proctoring process was excessively STRICT; I was even penalized for using Chapstick during the test, resulting in my privilege to take the life exam being revoked WITHOUT REFUND. this added stress to an already challenging situation and I felt that the testing environment was not conducive to a positive experience. during my health exam, the proctor required me to show my testing space via camera IN THE MIDDLE OF TESTING AFTER WE WENT THROUGH THE CHECK IN WITH PERFORMING THE live video of my testing space, which further distracted me and put me in a distracted mood.
I also discovered other pre-exam programs that offer a first-time guarantee to pass with their materials along with live classes for better engagement for only $20 more. unlike jack’s lectors. this could be more effective option for those preparing for the exams.

on a positive note, I want to COMMEND PAT!! he was very helpful and provided valuable guidance that helped me retain the information better.

overall I believe the material needs to significant update to align better with the current exam standards.
in summary, while I did eventually pass (passed the 3rd time on each test) my experience with the material and the Pearson vue testing process was not satisfactory. I hope this feedback encourages improvements for future candidates.

AP RESPONSE: Hi Mindi, we process testimonials in batches to verify their authenticity and to be more efficient. I knew you were working with Pat so I felt you were taking the steps to get the help you needed. I apologize if your testimonial wasn’t processes as fast as you would have liked. We don’t typically leave two testimonials up for the same course but since you split the exams we will post it for context. As mentioned in your study guide it’s very important that you complete the course in order and in a timely fashion (as you also mentioned), asking questions along the way if you have them (our team is happy to help!), this gives you the best possible chance of passing your exam on the first try. That being said, not everyone passes on the first try as it is a very tricky exam. Having to study the content over multiple months makes it very difficult! I believe Jack does a great job of explaining the trickily worded questions you will see, the pre-test questions (that don’t count) that you will see and the overall difficulty of trying to retain all of the material for the exam. It is a good idea to break the exams up if you feel you are being overloaded with material.

Future students, if you decide to do this let us know so we can enroll you into two separate courses that way you will only be studying to the material you are being tested on at that point. As for a “guaranteed a pass”, in our eyes there is no way to guarantee everyone will pass their exam on the first try. There are way too many factors in play that can affect someone’s testing results, test anxiety, language, course completion, study habits, comprehension of the materials, time taken to complete the course, personal issues, life in general, and the list goes on. What we do understand is that everyone’s situation is a little different and we guarantee we will stick with our students until they pass their exams. Also one thing to keep in mind with the “guarantee to pass” courses is that there is usually some fine print on what qualifies you for that guarantee. Overall, sorry it sounds like you had a poor experience, it’s unfortunate but congrats on persevering and passing your exams. Hope you have a prosperous career! 

I wanted to take a moment to share my experience with the Life and Health licensing process, as I believe it may offer valuable insights for others. FIRST AND FOREMOST, I found that while the quizzes provided through the course were beneficial, THEY DID NOT PREPARE ME FOR THE ACTUAL TESTS. Despite performing exceptionally well on the quizzes, I faced considerable challenges during the life insurance exam. it is worth noting that candidates are allowed only TWO ATTEMPTS ONLINE< AFTER failing twice, one must take the exam at a testing center. I found the questions to be particularly TRICKY, often employing interchangeable terminology that can easily lead to confusion. my advice is to thoroughly read the text book materials and approach each question with care. IF JACK SAYS ITS A TEST QUESTION, STUDY IT! Also, understand the QUICK TERMS AT THE END OF THE CHAPTERS.
Additionally, I encountered an unexpected setback during my second attempt on the life test, unfortunately, my privilege to take the exam online was revoked due to the use of my Chapstick, which was mistakenly interrupted as a form of cheating. I emphasize to future test-takers the importance of being cautions and adhering strictly to testing protocols to avoid complications
Regarding the health insurance test, my experience is similarly challenging. TODAY WAS MY SECOND ATTEMPT FOR THE HEALTH TEST- Failed the second time. I passed the national and failed the state part, the first attempt I passed the state test and failed the national test. I learned that it is important to note that candidates must pass both the national and state exams; failing one requires retaking both. this requirement added to my frustration, and I found myself in a prolonged study period of over three months. without success.
For anyone who thrives with direct instruction, I highly recommend seeking a class to assist with understanding the material. The material online provided by American professor in my opinion, aren’t effective as it would be with a live instructor. Conversely, if you are someone who excels at self study, the program can offer you valuable content for you to work through independently.
IN CONCLUSION, I want to encourage all prospective candidates to approach tests with patience and diligence. the exam format is designed to challenge you, often using confusing language, so reading questions slowly and carefully is crucial. If you find yourself struggling, I highly recommend reach out to PAT for assistance; he is excellent at explain complex concepts and can offer much needed support.
Despite the challenges I’ve faced, I remain optimistic and committed to achieving my health insurance license. I believe that with persistence and the right strategies, success is attainable.
I hope this reflection proves helpful to you! I am rescheduling my HEALTH TEST TODAY FOR WEDNESDAY! WISH ME LUCK!

AP RESPONSE: Hi Mindi, thanks for your feedback. The amount of time taken to complete the course definitely comes into play when trying to retain all the potential material you will be tested on. Be careful not to take the review questions over and over again as a way to retain the material as it usually only leads to students memorizing our questions. What’s important is the content in the video lectures and the book and that you be fully knowledgeable on that content when you go into take your exam. It’s a difficult exam for a reason and people often have to take it more than once. Sorry to hear you had a poor experience with the test provider. Unfortunately, we have no control over how they operate. I have shared your Chapstick experience with our team, hopefully they can help someone else from experiencing the same thing (I know I’m an avid Chapstick user too!). Pat said he’s been working with you and I have faith he will help you get past this difficult exam! Hang in there!

Amazing course! Wish you did more classes like the SIE or Series 6!

I’ve taken both the life/health and property/casualty/surety from Mr. Morton. His classes are funny, engaging, and informative. The little tidbits he give and stories he tells make it possible to remember a lot of information in a short period of time, and prepares you to pass your exam. I passed both exams on the first try without a problem – scored in the 90’s both times. I highly recommend America’s Professor.

My background is in Education, I have no experience in anything related to insurance, but needed to pass my L&H test for a new job…I was really impressed with how well this course was put together, and how he made it understandable for someone with no industry experience. I did have to retake my Health exam, but I think I wasn’t prepared for how specific most of those questions were (the State portion is what tripped me up). You do need more than a solid understanding to pass these tests, you need to memorize a LOT. It’s doable! And professor Jack gives so many great ways to remember all the details. Thanks for everything!

This course did an excellent job preparing me for my Montana life and health exams. I felt comfortable with the material, which for the most part did mirror what was on the exams and I passed with high scores. I was worried about the lack of content in regards to ACA changes on the health portion, but I did not encounter any questions affected by those laws.

I would highly recommend this course. Jack actually finds a way to make insurance terminology easy to understand, as well as entertaining with his anecdotes and helpful test tips. When I arrived at my testing location the proctor said, “I just want you to know this test is really hard. Less than 50% of people pass their first time, so don’t feel bad if you don’t pass today.” She asked what program I used to prepare for the test and when I told her America’s Professor, she said “That’s the best one.” I ended up passing both exams, thanks to the numerous review tests I took. Was it hard? Yes. But I felt very prepared after completing the course and all the reviews. Like another reviewer, I was working part time and it took me about 2 months to complete. My advice is to take the tests right after watching the videos, then take the test again the next day to solidify the information in your brain!
Thank you Jack for being such an entertaining teacher, I will recommend this course to anyone who asks!

I took my Life & Health insurance exams on 9/13/23 for the first time and was able to pass with no issue. America’s Professor course was very easy to use, understand and their easily accessible platform allowed me to travel and still keep up with course studies. The videos were very helpful in augmenting the written content and both broke down concepts and made them easy to comprehend and truly understand content being taught!

This was a fantastic learning experience and Jack really helps you understand the information and concepts. I highly recommend this training.

I would recommend this course. I passed my health exam on my second attempt with the help of this course, and did pass my life on the first try. I did use the score inquiry customer help email, and received personal guided study tips on what to study based off my first score-very useful. However, while redoing some of the lecture videos, there were two moments that Mr. Morton said he never saw that ‘fact’ on the exam-and I had questions of that content on my exam. So take note of everything, even if he says not to expect it…

My only complaint with this course is that it is not fully up to date with the lecture videos compared to the exam-or even the book they send; and this course requires the users to do more in-depth learning of exam updates-rather than americas professor updating their own video courses. If I could, I would give the course a 4.5 rating !

AP RESPONSE: Congrats on passing your exams, Marley! We are always in the process of updating as needed but sometimes it takes a bit and requires reading a course update.