Montana (MT) Insurance Exam Prep Courses
Get your Montana insurance license using an America’s Professor online training course. Our comprehensive video lectures, review questions and study guide will help you learn, and retain, the material needed to pass your Montana Insurance Adjuster license exam, Montana Property and Casualty license exam, or other Montana insurance license exams the first time!
Start your path to success today! Please take a look at our Montana Insurance Pre-Licensing Courses below for Property, Casualty, Life and Health:
Courses
Student Feedback
Reviews
I hope you post this, I wrote a different review and never received any feedback, Constructive feedback helps, some people need to hear my testimony. There is limited negative reviews on here because I think AP restricts them for reasons.
I recently completed the life and health pre-licensing courses and wanted to share my experience. while I eventually passed the exams on my THIRD ATTEMPT ON EACH TEST, I found the process to be quite challenging and frustrating. the course is 279.00 plus $59.00 for each time you take the tests.
The study material provided by Jack felt outdated in some areas, I encountered several questions on the exams that were not covered in the study materials, which made it difficult to prepare effectively. additionally , I recommend taking the life portion of the exam first and completing the health section afterward, as this approach worked better for me.
the test itself is NOT EASY!!! and the interchangeable terms can be confusing. I found it essential to study the content within a short time frame to retain the information better.
LET ME SHARE THIS- PEARSON VUE was disappointing ONLINE. the proctoring process was excessively STRICT; I was even penalized for using Chapstick during the test, resulting in my privilege to take the life exam being revoked WITHOUT REFUND. this added stress to an already challenging situation and I felt that the testing environment was not conducive to a positive experience. during my health exam, the proctor required me to show my testing space via camera IN THE MIDDLE OF TESTING AFTER WE WENT THROUGH THE CHECK IN WITH PERFORMING THE live video of my testing space, which further distracted me and put me in a distracted mood.
I also discovered other pre-exam programs that offer a first-time guarantee to pass with their materials along with live classes for better engagement for only $20 more. unlike jack’s lectors. this could be more effective option for those preparing for the exams.
on a positive note, I want to COMMEND PAT!! he was very helpful and provided valuable guidance that helped me retain the information better.
overall I believe the material needs to significant update to align better with the current exam standards.
in summary, while I did eventually pass (passed the 3rd time on each test) my experience with the material and the Pearson vue testing process was not satisfactory. I hope this feedback encourages improvements for future candidates.
AP RESPONSE: Hi Mindi, we process testimonials in batches to verify their authenticity and to be more efficient. I knew you were working with Pat so I felt you were taking the steps to get the help you needed. I apologize if your testimonial wasn’t processes as fast as you would have liked. We don’t typically leave two testimonials up for the same course but since you split the exams we will post it for context. As mentioned in your study guide it’s very important that you complete the course in order and in a timely fashion (as you also mentioned), asking questions along the way if you have them (our team is happy to help!), this gives you the best possible chance of passing your exam on the first try. That being said, not everyone passes on the first try as it is a very tricky exam. Having to study the content over multiple months makes it very difficult! I believe Jack does a great job of explaining the trickily worded questions you will see, the pre-test questions (that don’t count) that you will see and the overall difficulty of trying to retain all of the material for the exam. It is a good idea to break the exams up if you feel you are being overloaded with material.
Future students, if you decide to do this let us know so we can enroll you into two separate courses that way you will only be studying to the material you are being tested on at that point. As for a “guaranteed a pass”, in our eyes there is no way to guarantee everyone will pass their exam on the first try. There are way too many factors in play that can affect someone’s testing results, test anxiety, language, course completion, study habits, comprehension of the materials, time taken to complete the course, personal issues, life in general, and the list goes on. What we do understand is that everyone’s situation is a little different and we guarantee we will stick with our students until they pass their exams. Also one thing to keep in mind with the “guarantee to pass” courses is that there is usually some fine print on what qualifies you for that guarantee. Overall, sorry it sounds like you had a poor experience, it’s unfortunate but congrats on persevering and passing your exams. Hope you have a prosperous career!
I wanted to take a moment to share my experience with the Life and Health licensing process, as I believe it may offer valuable insights for others. FIRST AND FOREMOST, I found that while the quizzes provided through the course were beneficial, THEY DID NOT PREPARE ME FOR THE ACTUAL TESTS. Despite performing exceptionally well on the quizzes, I faced considerable challenges during the life insurance exam. it is worth noting that candidates are allowed only TWO ATTEMPTS ONLINE< AFTER failing twice, one must take the exam at a testing center. I found the questions to be particularly TRICKY, often employing interchangeable terminology that can easily lead to confusion. my advice is to thoroughly read the text book materials and approach each question with care. IF JACK SAYS ITS A TEST QUESTION, STUDY IT! Also, understand the QUICK TERMS AT THE END OF THE CHAPTERS.
Additionally, I encountered an unexpected setback during my second attempt on the life test, unfortunately, my privilege to take the exam online was revoked due to the use of my Chapstick, which was mistakenly interrupted as a form of cheating. I emphasize to future test-takers the importance of being cautions and adhering strictly to testing protocols to avoid complications
Regarding the health insurance test, my experience is similarly challenging. TODAY WAS MY SECOND ATTEMPT FOR THE HEALTH TEST- Failed the second time. I passed the national and failed the state part, the first attempt I passed the state test and failed the national test. I learned that it is important to note that candidates must pass both the national and state exams; failing one requires retaking both. this requirement added to my frustration, and I found myself in a prolonged study period of over three months. without success.
For anyone who thrives with direct instruction, I highly recommend seeking a class to assist with understanding the material. The material online provided by American professor in my opinion, aren’t effective as it would be with a live instructor. Conversely, if you are someone who excels at self study, the program can offer you valuable content for you to work through independently.
IN CONCLUSION, I want to encourage all prospective candidates to approach tests with patience and diligence. the exam format is designed to challenge you, often using confusing language, so reading questions slowly and carefully is crucial. If you find yourself struggling, I highly recommend reach out to PAT for assistance; he is excellent at explain complex concepts and can offer much needed support.
Despite the challenges I’ve faced, I remain optimistic and committed to achieving my health insurance license. I believe that with persistence and the right strategies, success is attainable.
I hope this reflection proves helpful to you! I am rescheduling my HEALTH TEST TODAY FOR WEDNESDAY! WISH ME LUCK!
AP RESPONSE: Hi Mindi, thanks for your feedback. The amount of time taken to complete the course definitely comes into play when trying to retain all the potential material you will be tested on. Be careful not to take the review questions over and over again as a way to retain the material as it usually only leads to students memorizing our questions. What’s important is the content in the video lectures and the book and that you be fully knowledgeable on that content when you go into take your exam. It’s a difficult exam for a reason and people often have to take it more than once. Sorry to hear you had a poor experience with the test provider. Unfortunately, we have no control over how they operate. I have shared your Chapstick experience with our team, hopefully they can help someone else from experiencing the same thing (I know I’m an avid Chapstick user too!). Pat said he’s been working with you and I have faith he will help you get past this difficult exam! Hang in there!
I’ve taken both the life/health and property/casualty/surety from Mr. Morton. His classes are funny, engaging, and informative. The little tidbits he give and stories he tells make it possible to remember a lot of information in a short period of time, and prepares you to pass your exam. I passed both exams on the first try without a problem – scored in the 90’s both times. I highly recommend America’s Professor.
When I was hired my employer signed me up for the course. The course was really easy to follow, and I definitely recommend if you are an auditory/visual learner. Will definitely return for the Life and Health course soon!
Hands down the best course, and I’ve recommended it to all my friends and family who are thinking of getting into insurance. Thank you for helping me pass the first time!
My background is in Education, I have no experience in anything related to insurance, but needed to pass my L&H test for a new job…I was really impressed with how well this course was put together, and how he made it understandable for someone with no industry experience. I did have to retake my Health exam, but I think I wasn’t prepared for how specific most of those questions were (the State portion is what tripped me up). You do need more than a solid understanding to pass these tests, you need to memorize a LOT. It’s doable! And professor Jack gives so many great ways to remember all the details. Thanks for everything!
Took this course and it is easy to follow. Passed on 1st try.
I am very thankful to Jack for having such an entertaining sense of humor, while teaching such a dry subject. I followed your directions, read the chapters, took the quizzes, reviewed the chapters that I did not get a 90%. Re-took those quizzes.
I passed the Property test with a 91 and the Casualty test with a 93. Thank you for your help and I hope that Cousin Eddie is happy with another graduate of your esteemed curriculum.
I just took my P&C exams today in the state of Montana and passed on the 1st time!!!!! Woohoooooo !!!!! I very much enjoyed all of the video lectures and the quizzes and practicing over and over again the quizzes. The Montana Material and General National Material was spot on to help me prepare for the exams! The textbook was very easy to understand. Jack Morton I can’t thank you enough for helping me pass my P&C exams on the first go and making it fun!!!!!! Will definitely be back to purchase more course material when I got to pursue other insurance exams!!! Thanks again Jack!!!!! =)
America’s Professor is the best! Highly recommended!
I chose AP to prepare for Montana’s Life, Health, Property, & Casualty exams. There’s a lot of material to absorb and I didn’t know if I was adequately prepared to sit for all these exams. Yes, I was nervous. But I learned my “test dread” was due to a lack of confidence, not a lack of preparation. AP allowed me to CRUSH all four exams. Thank you AP!
This course did an excellent job preparing me for my Montana life and health exams. I felt comfortable with the material, which for the most part did mirror what was on the exams and I passed with high scores. I was worried about the lack of content in regards to ACA changes on the health portion, but I did not encounter any questions affected by those laws.
This course made taking the national and state exams so much easier. I will admit I was surprised at how easy the tests were for me. I studied from all the tests and final exams and went back through the book to look information up when I wasn’t sure, or would watch the video to fully understand new concepts. Jack’s explanations about complicated or confusing material was very helpful. His teaching methods made preparing for a new job in a new field possible. Thanks Professor Jack for making it possible for this old dog (age 70) to learn new tricks.
I would highly recommend this course. Jack actually finds a way to make insurance terminology easy to understand, as well as entertaining with his anecdotes and helpful test tips. When I arrived at my testing location the proctor said, “I just want you to know this test is really hard. Less than 50% of people pass their first time, so don’t feel bad if you don’t pass today.” She asked what program I used to prepare for the test and when I told her America’s Professor, she said “That’s the best one.” I ended up passing both exams, thanks to the numerous review tests I took. Was it hard? Yes. But I felt very prepared after completing the course and all the reviews. Like another reviewer, I was working part time and it took me about 2 months to complete. My advice is to take the tests right after watching the videos, then take the test again the next day to solidify the information in your brain!
Thank you Jack for being such an entertaining teacher, I will recommend this course to anyone who asks!
This course is worth every penny! The material is presented in a way that even the most inexperienced insurance professionals and candidates will easily understand. The practice questions and videos were beyond helpful. I will recommend this program to everyone I know who needs this license!
I took my Life & Health insurance exams on 9/13/23 for the first time and was able to pass with no issue. America’s Professor course was very easy to use, understand and their easily accessible platform allowed me to travel and still keep up with course studies. The videos were very helpful in augmenting the written content and both broke down concepts and made them easy to comprehend and truly understand content being taught!
I spent about 6 weeks with Professor Morton learning and preparing for my MT Multi-Line Adjuster Insurance Exam. The content was entertaining and informative. The presentation of the information helps with memorization and understanding. I was able to complete and pass the exam in under half the allotted time. Thanks for the assist America’s Professor!
Watching the lectures while following along with the chapters was SO helpful. I also made flashcards. Did the course in 30 days and passed 93% on both p & c, state was harder at 83% and 85%. In the real test they use terms i’ve never heard of, it was very hard. but just use common instinct.
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How to Pass the Montana Insurance License Exam
Insurance licensing exams are challenging. Whether you’re going for your P&C license or your Life & Health license in Montana, you need to understand the complex insurance concepts and terminology you’ll see on your exam.
There are no shortcuts. Don’t rely on practice quizzes you find online. These tools simply don’t provide the foundational knowledge you need to pass the exam.
Enrolling in a comprehensive pre-licensing course is the best way to prepare.
Below we answer some of the most common questions people have about the Montana insurance licensing exam and explain how to give yourself the best chance of passing on the first try.
Is the Montana insurance exam hard?
Every exam is challenging in its own way.
Both the Property & Casualty exam and the Life & Health exam will challenge you with questions about the different types of insurance policies, how they work, what they cover, and how they are regulated at the state and federal levels.
In general, students report that the Health portion of the Montana Life & Health exam is more difficult. This is because health insurance policies tend to be more complicated than life insurance.
Similarly, students report that the Casualty portion of the Property & Casualty exam is more challenging since it deals with more conceptual topics like liability insurance. Property insurance deals with issues like fire, floods, and earthquakes, which are generally easier to understand.
How many questions are on the Montana insurance exam?
The number of questions varies for each exam.
- The Montana Life exam has a total of 103 questions (86 scorable questions plus 17 “pretest” questions that don’t count toward your score).
- The Montana Accident & Health exam has a total of 110 questions (92 scorable questions plus 18 “pretest” questions that don’t count toward your score).
- The Montana Property exam has a total of 99 questions (82 scorable questions plus 17 “pretest” questions that don’t count toward your score).
- The Montana Casualty exam has a total of 105 questions (87 scorable questions plus 18 non-scorable “pretest” questions).
See the test content outlines for more information about the number of questions on each exam.
What score do I need to pass?
In Montana, you need a score of 75 to pass each exam. This is higher than in other states, many of which only require a passing score of 70.
The exams are divided into two sections: a state-specific section and a national section. The state-specific portion is much more granular and deals with trivial state laws and regulations, while the national portion is more general (and usually easier).
The Montana Insurance Department requires test takers to pass the national exam and the state exam at the same time, so if you fail one you must retake both exams.
Also be aware that you need a score of 75 on both sections of the Montana exam to pass—the scores are not averaged together.
Your exam will be scored on the spot, so you will know right away whether you passed. But you will not be told which questions you got right or wrong.
If you don’t pass on your first try, you can sign up to take the test again after a mandatory waiting period—usually 1-3 days.
Can I take the exam online?
Yes, you can take a proctored exam online through Pearson VUE (the company that administers the exams). “Proctored” means someone monitors you through your computer’s webcam while you take the exam. Learn more here.
You can also take the exam in person at one of several testing locations in Montana. Currently, there are testing centers in Billings, Helena, Missoula, and Spokane Valley (WA).
How should I study for the exam?
The best way to study for the exam is to spend an entire week studying, just like you would with an in-person exam prep course. If this isn’t possible because you work or go to school, create a strict study schedule, and stick to it.
You should plan to spend 35-40 hours studying. This is how much time it takes for the average student to really absorb the material.
Aim for 3-4 hours of study time per day/night for at least two weeks before your exam. Study right up until the day of the exam to keep the information fresh in your mind.
Why take a course through America’s Professor?
Don’t settle for low-quality study guides or practice quizzes you find online. Instead, enroll in a comprehensive pre-licensing course through a reputable provider, like America’s Professor.
Our affordable online courses are taught by award-winning professor Dr. Jack Morton, who uses real-world examples and stories to keep you engaged and help you make sense of complex insurance concepts.
Each America’s Professor course gives you access to streaming video lessons that are accessible 24/7. You’ll also get a comprehensive hardcopy textbook to complement the online material along with plenty of practice quizzes—all backed by our outstanding customer support.
Hear what our students are saying about our courses and enroll in an exam prep course today!
I am a professional new to the industry, this course was very effective for expedited learning and had a clear and concise lesson plan. The study materials were easily accessible. The only addition I would like to see is downloadable flash cards.