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What Should I Do After Passing My Insurance Agent Exam?

Congratulations! You’ve passed your insurance agent exam, and are ready to get your new career as an insurance agent started. Just because you’ve passed your exam, however, doesn’t mean that you’re a licensed insurance agent yet. There are several steps that need to be taken before you can legally sell insurance in your state. In this article we’ll go over a brief outline of the steps that come next.

Insurance agent exam

Minimum Requirements

When attempting to become an insurance agent, it’s important to consult the guidelines provided by your state’s Department of Insurance. Each state’s exact licensing requirements are different, but any prospective insurance agent can expect there to be minimum requirements that need to be met. These requirements can include the minimum number of hours of class time that need to be taken before applying to take the insurance agent exam and the steps that need to be taken for a license to be issued by the state Insurance Commissioner’s office.

After the Exam

Once a person has passed their state’s insurance license exam, they are free to apply for an insurance license. Generally the exam’s pass results page, handed to successful test takers when leaving the test center, will have the exact steps to take to apply for a license. Most test providers (e.g., Pearson VUE, PSI Exams, Prometric, etc) will also have a Candidate Handbook or License Information Bulletin that highlights the steps and required forms to be submitted. In order to start selling insurance as quickly is possible, newly approved insurance agents should apply for their license as soon as they can. In order to do so, they’ll need to follow the steps below.

Obtaining a Bond

Some states require new insurance agents (especially independent agents who are not employed by an agency) to take out a bond in favor of the people of the state in which they sell insurance. By requiring independent agents to become bonded by a financial institution, the state is ensuring that it will be able to recoup money in case of fraudulent practices or other damages caused by the insurance agent. If your state requires you to take out a bond, you will need to provide the state insurance office with proof that the bond has been obtained.

Insurance agent exam tips

Registering with the State

As is customary with state licenses, insurance license applicants should expect to provide the state insurance office with identifying information, such as their social security number, photo identification, and fingerprints. The exact requirements for providing personal information vary by state, but it is common practice for states to collect this information from licensed professionals so that they can verify their identity, check their criminal records, and keep pertinent information on the licensed individual available for future reference.

To make sure that you are following the correct insurance agent licensing procedure, be sure to consult your state’s official guidelines. Following these guidelines as closely as possible will help make sure your application is processed as quickly as possible.

Before you can apply for a license, you need to study for your insurance agent exam! Contact America’s Professor today to learn more about our online insurance training program, taught by industry veterans with decades of experience. We can be reached at 800-870-3130.

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Jose Medina
Jose Medina
1 year ago

After getting my license, Can I open my own office on my own and sell policies? Is this a common way to start? Also, what is the price (percentage) rate that companies pay for each policy sold? Thank You!

Iman
Iman
8 months ago

Jose, The reply above and the facts/information given are actually not true at all; atleast not within our Insurance company. I am located in California. Feel free to reach out to me anytime and i will be more than happy to assist you with this and answer any questions you may have. (408)689-2193

Dianna L. Keith
Dianna L. Keith
5 months ago

So true! I was a captive agent and had to work my way up to district Manager then Regional to own your own business.

Hussain Shams
Hussain Shams
3 years ago

Not only I would like to take the test and finish become an insurance agent I need to know what’s the next step after passing the test

KENYETTA ROBERTS
KENYETTA ROBERTS
2 years ago

Hi, I am in need of advice. I have already passed the exam and I just recently submitted my finger prints and other documents requested to PCI. I need to know what the next steps for me if I want to sell insurance. I already have a few tax offices and I do see where alot of companies are doing both out of their office spaces and I would like to do the same. I guess I would like to do it independently but sell for other major companies. I hope this all makes sense. Thank you in advance for… Read more »

Graciela R
Graciela R
2 years ago

I pass the insurance exam how long do I wait for my license to be active

George Rispo
George Rispo
2 years ago

How long after you take the state exam, do you have to get your license? Does it expire at anytime, so that I would have to take the state test again, before getting my license?

Nancy Sanchez
Nancy Sanchez
6 days ago

I’m trying to apply for my license, now that I passed my test. In the application it’s asking for a business address but I am not currently working for an insurance company. Can I just add my home address?

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Elda B
Elda B
2 years ago

once we have our license, Can we start looking for underwrites and start on our own. or we have to work for an agency first?

Jose Medina
Jose Medina
1 year ago

Can you tell me the steps to become a insurance broker after obtaining my license?

Jose Medina
Jose Medina
1 year ago

Thank you for your fast response and for your help. Im In California and Im in the process of getting my license, my goal is to open my own office and sell policies from different companies, Ive gotten different answers from different people regarding my questions so basically Im confused and don’t know exactly how to start. I think the correct name is Insurance Producer.

Dean Luzader
Dean Luzader
1 year ago
Reply to  Jose Medina

Hi Jose, not sure if you already found your way to your insurance broker plans at this time. My name is Dean and I am also new in the insurance business. Finally got my license, also getting non resident licenses in other states, while learning the policies of the different companies that I am now appointed with. It has been a challenge but fun! Please do not hesitate to reach out to me if you still needs help ok? We can actually operate to all the 52 states as we obtain the licenses per state. Dean Luzader #7037129479

Michelle
Michelle
6 months ago
Reply to  Dean Luzader

I too have obtained my license and now I’m wanting to understand next steps. I sold PEOs at ADP along with HRB software with carrier connections. I now want to start selling life and health insurance but obtaining a license doesn’t teach you how to actually get plans from providers to present to individuals or companies.

Roy Farhi
Roy Farhi
29 days ago
Reply to  Dean Luzader

Just read your post Dean; can you tell me the process to get non resident status as just got Life Agent in CA
Roy

Gina
Gina
10 months ago

I am in Arizona. Licensed now in Life, Accident and Health, YOU need to get further training for most of your insurance policies you may be wanting to sell. AHIP https://www.ahipmedicaretraining.com/ext/ahip/login.php . if you want to sell Medicare. if you want to sell LTC https://insurance.az.gov/producers/producer-agentbroker/long-term-care-training LIfe Insurance Annuity Training https://insurance.az.gov/annuity-training-requirement etc..and then you have to get certified by each carrier before they take you on to represent them can take up to 30 days to get approved once your application has been sent and you are not certififed beforehand. If you try to push an application online through it will… Read more »

Mary
Mary
7 months ago

Hello! I recently left a B/D and received notice that I have to contact every single state to surrender my licensing. I’m not sure yet whether I want to return to the industry. How long do licenses last before they lapse? If they lapse, what fee is charged? It seems somewhat ridiculous that 50 separate forms or notices would need to be given when one leaves the industry. Could you please advise?

Gabriel Hunter Hill
Gabriel Hunter Hill
3 years ago

I passed my exam but my company doesnt have a health insurance product what are my options?

Melissa Raines
Melissa Raines
3 years ago

I have passed the licensing exam, but I think it expired. Can I reinstate my license?

Damon j
Damon j
2 years ago

I was told that after I passed my test, my license would come in the mail. Do I just wait now? It’s been almost five weeks!

Teri
Teri
2 years ago

I passed my P&C test in April and I work for an insurance agency. I am a certified CSR however I am doing the same job as before Administrative Assistant. My Employer is not promoting any training for my new job title. What is the timeline for training??

Delia Booker
Delia Booker
2 years ago

Once I am done with training and start with the insurance company how long before I see a stipend?

Annette Eva Wojtowicz
Annette Eva Wojtowicz
2 years ago

Hi. I have a question. Which insurance companies offer a base salary?

Deborah Wyche
Deborah Wyche
2 years ago

How long does it take for your license to update after you pass the exam in Georgia?

Liz
Liz
2 years ago

I took my P&C test and passed it in January of this year, but due to a conflicting schedule I didn’t continue with the process to obtain my license. I would like to get licensed now but my concern is that I will have to start over again or can I just continue with the finger prints and background check process?

Stefanie
Stefanie
2 years ago

Hi I am currently a licensed agent. If I decide to change careers does my license stay active and if so how long? Or if I decide to be a stay at home mom does it void?

vivian anderson
vivian anderson
2 years ago

Ive been insurance for over 20 years and was thinking of changing from where I have been in an independent agency to a company called Shelter.They are saying its not that easy that I am an appointed agent and I am not. I have changed twice in my career and never have signed a contract nor have I been ask to sign one when I go. This is a good job and id like to go but this is becoming an issue and its just not so. I work CSR but I am fully licensed. I will be writing policies… Read more »

savana
savana
8 months ago

I was fired from my job and now am running around making sure my licensing info is up to date in each state. I am worried about being stuck with non-compliance fees and having to worry about that while unemployed. I have checked each state’s websites and called voicemail boxes pr state but cannot get this answer, if I want to keep my license until they expire do I have to file anything with each state I am licensed as a non-resident or will my license auto-expire once the company I worked for contact the state’s insurance office that I… Read more »

Alanna
Alanna
2 years ago

Okay…. I need to take my exam… how can I do this? I have been unsuccessful in finding a location. I took my prelicensing… and I didn’t know there were other steps till I got hired at the job I applied for.

Pablo
Pablo
2 years ago

Hi, I passed the NY state exam (P&C) and filed for an agent license but on Department of Financial services of NY website my license seems to be “inactive”. I will start a new job next week with a Carrier’s agency (State Farm), should I request a letter from them for activating my agent license?

boy blue
boy blue
2 years ago

Hi,
I am retired and recently passed the Florida 0215 (Health, Life Including Contracts & Variables Annuities) exam. I have no experience in the field but a fast learner.
Who do you suggest I check with for training, job.
Thanks

Rebecca
Rebecca
2 years ago

in the stat of IL how long after passing the exam for Life & Health do I have to apply for the license

Anna
Anna
2 years ago

Hi, I was wondering if I can get Property and Casualty License without any insurance office being tied with it? For example, I see on Prop and Casul Licenses the Business Addresses of ins. companies. Can I just apply without mentioning a particular insurance office on the certificate?

Clinton
Clinton
2 years ago

I passed my pre-license exam in Florida. How long is my exam results valid before I would need to retake the exam if I don’t get hired right away by an insurance company?

Carolyn
Carolyn
2 years ago

Hi,I responded to an employment AD to sell insurance. I took the pre-licensing courses under that IMO company from the Ad. I went on to pass my health and Life exams and got my licenses. I started working for the IMO company and wrote a couple of application for policies. Now, I’m not sure if I want to continue working with this company. If I wanted to leave and go to work for another IMO or Independent insurance company how would it effect my ability to do so? Is there some kind of rule that forbid me from changing organizations?… Read more »

Missy Kane
Missy Kane
2 years ago

I currently work for a licensed agent/agency and have just recently received my 2-15 license, since I work for the agency do I still need to get an appointment from an insurance carrier

Alex
Alex
2 years ago

Hi, I have an exclusive leads pipeline and I would like to be an independent agent. I’ve just take the state exam and passed it. What should my recommended next steps be ? My ideal scenario is to represent various companies and shop around for my clients if that makes sense

Kim
Kim
2 years ago

I passed my general property and causality insurance exam for Texas. Do I apply for the agent license or agency? I will be working for an individual insurance company.

Peter Fire Retire
Peter Fire Retire
1 year ago

I have been licensed for 4.5 years. Got stuck in recruiting companies and sold very little. I’ve been bouncing back and forth, just can’t get any traction…. I’ve bought leads but they are all junk unless I pay the company $3K/month and are captive to them completely. What do I do?!! I’ve been looking for a straight up basic insurance job but still no real hand holding (since i come from a fireman/paramedic background) which is what i need. I’m in california. Thanks for any slap or advice you can give!

Jasmine
Jasmine
1 year ago

Hello I’ve passed the exam and applied for my state lic for life and accident. My question is fingerprinting is there a fee for registration and the process of getting finger printed?

Melissa
Melissa
1 year ago

Hi. I am getting very overwhelmed in regards to taking my Ohio state exam tomorrow for P&C. I have been taking the practice state exam. My average score is around 96-97%. Any suggestions? Thank you.

Jimmy Charles
Jimmy Charles
1 year ago

Hi, I passed the NYS state exam in April but have been working under my boss license. It’s been 5 month since I passed the exam. How long do I have to register for my own license? Thank you, Jimmy

Keshia Nickens
Keshia Nickens
1 year ago

Hi. I just passed my Life and Health. I want to form an LLC for my business once I do that would I need to get an agency license since I will be the only person working the LLC(one member LLC). And do you guys also offer P/C classes?

Amy Winters
1 year ago

I’m glad you pointed out that all states will require you to provide some personal identification, but the actual requirement vary by state so it’s a good idea to check your state’s requirements. My brother wants to start a casualty insurance agency, so I’ve been helping him do some research about different aspects of the business. I’ll definitely take your advice and check our state’s specific requirements for identification!

Sky
Sky
1 year ago

I’m applying for p&c in Texas, and they want t years working experience. I put in my work experience but now I’m realizing I may have the work dates wrong. Does the employment part really matter that much? They’re mostly just doing a criminal background check, right

Brian Ortiz
Brian Ortiz
1 year ago

I passed my test but I am a felon would that be an issue it’s a drug related case

christopher patrick
christopher patrick
1 year ago

I have just got my life and health license and joined an Imo ..but i am not getting any training and was wondering should i go at first with some major companies that have training or is it ok to be independent and just buy leads and try close?

Edwin
Edwin
1 year ago

Hello…I have recently(2 days ago) passed the property and casualty exam for the state of Nevada. I’m also done with the fingerprint process. The question that I have is: is it suggested that someone in my case applies for a license before getting the fingerprints results and avoid to paying the license application fees in case something goes wrong in it?

Rohan Nayak
Rohan Nayak
1 year ago

best tool to use to evaluate/shop policies for client as an agent?

Jon B
Jon B
1 year ago

Hello . – I’m newly licensed 220 in the state of florida. I also sell real estate. I’m unsure how to proceed or even what questions to ask at this point on getting started. Based on what i’ve read, it seems to make sense to work for a company for a few years to get some experience in the field. I just want to make the right decision. Any advice is appreciated. Thanks

Allen
Allen
1 year ago

This article doesn’t tell you the steps how. Wasted my time.

Joe Berran
Joe Berran
1 year ago

If I dont take my exam what happens to the deposit

Nancy Sharma
Nancy Sharma
1 year ago

I’ve passed my property and casualty series 17-56 exam last week. How can I apply for my license, as I am not currently working in any company or agency. Please advise. Thanks.

marguerite
marguerite
1 year ago

I passed the accidental and health and life state test in January how do I obtain a copy of my certification

Briana
Briana
1 year ago

I failed to get an appointment for the past 48 months,now my license is canceld what are my options
? please let me know

Leah
Leah
1 year ago

Please what is the best material you can use to study and pass health insurance License does anyone have a suggestion please.

Keith
Keith
10 months ago

Hello, So I just passed my exam today in NYC, what are the next steps and what is the exact process of becoming an independent agent?

Aj Singh
Aj Singh
10 months ago

After passing life agent exam how long do I have the get fingerprinted and get the process stated to get state lic? 6months, 12 months, 18 months??

Denise
Denise
10 months ago

After passing the test is there an expiration of days this result is valid? I have not applied yet for licensing and wondered how long I have before my pass test results are not longer valid.

Troy
Troy
9 months ago

I passed my exam but haven’t applied for licensing with my state yet. How much time do I have ?

Maria
Maria
9 months ago

What is the complete mailing address of
California Department of Insurance?

Alexis doherty
Alexis doherty
8 months ago

Hi If I’m working for a company that paid for me to get my license and fingerprints done. Do they have any rights to my license or is that just mine, and if I’m able to take it to another company?

Alexis
Alexis
8 months ago

How long should it take to get your license in the mail when you already got approved by the insurance department?

Emilee
Emilee
7 months ago

Anyone know how long it takes for your Application to come out of state review status after it is submitted with all of the certificates and documentations of completion for all the state requirements in the state of Georgia?



We make every effort to ensure that the content on our site is accurate but it’s always recommended to you contact your state’s Insurance Licensing Department or Test Provider for information. Thank you. – The AP Team

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