How to pass the Idaho Insurance Licensing Exam

America's Professor student studying for the Idaho insurance exam

Are you considering getting an insurance license in the state of Idaho? If you are, then you probably have a lot of questions about where to go, who to talk to and what to do. Fortunately, America’s Professor has pulled together all  of our knowledge and resources to create one comprehensive site with the answers you require. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam and more!

We’re here to help you succeed and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams and they are available to you at the click of a mouse. Read on and enroll today!


State of Idaho

What kind of questions do they put on the Idaho insurance test?

All of the Idaho insurance exam questions are multiple choice. There are no fill-ins (no need to memorize) and no essay (no need to be ready to explain anything) questions.

For example:

Idaho sample question

A multiple choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).

The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.

Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).


What score do I need to pass the Idaho insurance exam?

There are 4 basic exams given in most states – Life, Health, Property, and Casualty. In some states, the exams are combined (Property & Casualty). Some states have a Personal Lines exam for agents selling only homeowner or auto insurance.

Idaho requires a score of 70 to pass each exam. The exam consists of a mix of both national and state questions. You will receive a score report immediately after completing the exam indicating whether you passed or failed. If you pass you’ll receive a letter that provides you with a performance summary. Note that it will not provide detailed information about which questions you answered correctly or incorrectly. In Idaho, you can pass one section (say, the national), fail the other section, and then be required to retake only the failed section (for up to 180 days).


Are questions grouped by category?

Our students always want to know if the questions regarding indemnification (for example) are grouped together. No, questions and topics are randomly scrambled, but that never seems to be a problem for anyone. Take a look at the Idaho Pearson VUE Test Content Outline to see how many questions are pulled from each topic, for each exam.


What insurance exams are given in Idaho and what do they cost?

Where can I take the Idaho insurance exam?

Online – OnVUE Testing –
Boise, ID

Coeur d’Alene, ID
Nampa, ID
Post Falls, ID
Pocatello, ID

Twin Falls, I
Idaho Falls, ID
Lewiston, ID
Spokane, WA

For an up-to-date list of testing center please visit:

Additionally, Pearson VUE has examination centers in many other regions across the United States. You may take this examination at any of these locations by calling (800) 274-2721. You will need to
speak with a Customer Service Rep to schedule outside of Idaho.


What is the cost of the Idaho insurance exam?

The cost is $65 for an examination. You may take up to two exams for that fee. A retake of any portion is the same fee.


What is the fingerprint requirement to take the Idaho insurance exam?

For fingerprint reservations, please visit, or call the Pearson VUE reservation line. For electronic fingerprint submission, please login to your Pearson VUE account and schedule an for InsID-FPELC at one of the available locations. The cost for fingerprinting is $61.25. For hard card fingerprint submission, please visit and review under Downloads the Fingerprint Hard Card Process document instructions (Fingerprint Process). *Any incomplete card submissions will not be processed.


How do I sign up to take the Idaho insurance exam?

We recommend that you call Pearson VUE (the testing company) at 1-800-274-2721. Be sure to call at least 3 days in advance of the date you plan to take the exam. The earlier you sign up, the better your chances of getting the test date of your choice.


How do I apply for an Idaho insurance license?

After you have passed your insurance examination and have been fingerprinted for the purpose of obtaining an insurance license your next step is to apply for the license online via NIPR . There is a non-refundable fees of $80. (More info)


Which Idaho insurance test is the toughest?

Each insurance licensing exam presents its own challenge. Between Life and Health, students say that the Idaho Health insurance exam is the more difficult. Health insurance policies are simply more complicated than life insurance policies.

The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.

The state portion of the Idaho insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.

This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.


Will I have adequate time to complete the Idaho insurance test?

Yes. Most students finish in about half of the allotted time. On average you are given ~1.3 minutes per question. For example the Life Producer exam has an allotted test time of 120 minutes and there are 86 questions.


Is the Idaho insurance exam still given by the “paper and pencil” method?

No, this is a computerized exam. Virtually all of the students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system. When you are done, you will NOT be given a copy of the exam, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately and you will know your results when you leave.


What is the best test prep method for the Idaho insurance exam?

There is no alternative to knowing the material. There are no shortcuts to learning but there are more effective and less frustrating ways to learn. We recommend that you follow a 4-step process:

  • watch and listen to the lecture;
  • highlight key concepts in the text;
  • review questions in the test bank; and
  • send AP an email if you have any questions.
video courses online sample questions
Idaho Online Video Courses Idaho Sample Practice Exams


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6 years ago

I love this site. just when I thought of giving up on my dream I found America’s Professor. thanks and wish me luck in bail bonds.

nathan burningham
nathan burningham
5 years ago

Please send this information to my email. Thank you. Nathan B.

America's Professor - DCM
America's Professor - DCM
5 years ago

Hello Nathan, Is there specific information you are looking for? Or did you just want the reply so the link went to your email for this page? Please let us know if you have any other questions. Thanks!