How to pass the Idaho Insurance Licensing Exam

America's Professor student studying for the Idaho insurance exam

Are you considering getting an insurance license in the state of Idaho? If you are, then you probably have a lot of questions about where to go, who to talk to and what to do. Fortunately, America’s Professor has pulled together all  of our knowledge and resources to create one comprehensive site with the answers you require. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam and more!

We’re here to help you succeed and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams and they are available to you at the click of a mouse. Read on and enroll today!


State of Idaho

What kind of questions do they put on the Idaho insurance test?

All of the Idaho insurance exam questions are multiple choice. There are no fill-ins (no need to memorize) and no essay (no need to be ready to explain anything) questions.

For example:

Idaho sample question

A multiple choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).

The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.

Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).


What score do I need to pass the Idaho insurance exam?

There are 4 basic exams given in most states – Life, Health, Property, and Casualty. In some states, the exams are combined (Property & Casualty). Some states have a Personal Lines exam for agents selling only homeowner or auto insurance.

Idaho requires a score of 70 to pass each exam. The exam consists of a mix of both national and state questions. You will receive a score report immediately after completing the exam indicating whether you passed or failed. If you pass you’ll receive a letter that provides you with a performance summary. Note that it will not provide detailed information about which questions you answered correctly or incorrectly. In Idaho, you can pass one section (say, the national), fail the other section, and then be required to retake only the failed section (for up to 180 days).


Are questions grouped by category?

Our students always want to know if the questions regarding indemnification (for example) are grouped together. No, questions and topics are randomly scrambled, but that never seems to be a problem for anyone.


What insurance exams are given in Idaho and what do they cost?


Exam Name Exam Length Exam Fee*
Life Producer – 70 Qs 2 hours $60
Disability Producer – 75 Qs 2 hours $60
Property Producer – 68 Qs 1.75 hours $60
Casualty Producer – 70 Qs 1.75 hours $60
Personal Lines – 97 Qs 2 hours $60
Adjuster – 41 Qs 1.25 hours $60
Public Adjuster – 50 Qs 1.25 hours $60
Bail Bond – 50 Qs 1 hour $60
Crop Hail Adjuster – 40 Qs 45 min. $60
Surety Producer – 35 Qs 45 min. $60
Workers Compensation Adjuster – 30 Qs 1 hour $60

Where can I take the Idaho insurance exam?

Boise – PSI
Westgate Plaza
1755 Westgate Drive, Suite 130
Take Exit 2 on I-184 for Curtis Rd. Head towards Fairview Ave.
Turn left onto Fairview Ave and continue on this route.
Between Cole Rd. and Milwaukee St., make a right turn onto N Westgate Dr. The destination is on the left.

Coeur d’Alene – Nexus
175 W Dalton Ave
Coeur d’Alene, ID 83815
From 1-90, take exit 12 onto US-95 N/Lincoln Way.
Turn right onto W Dalton Ave. Destination will be on the left.

Pocatello – Idaho State University
921 S 8th Ave
Pocatello, ID 83209
From I-15, take Exit 69: Clark Street Exit toward Idaho State University Drive West on E. Clark St. for approximately 1 mile (15 blocks) and turn left at the light on S. 8th Ave.
Cross Center Street and continue South on S. 8th Ave. for approximately 9 more blocks until you get to the light on Martin Luther King, Jr. Way and S. 8th Ave.
Turn right (West) into the parking lot and pull up to the information booth, let parking attendant know that you are taking a test and they will provide a parking pass Park where it says “Client and Patient Parking.” That is directly behind the testing center.
The testing center is located in Graveley Hall. Walk around to the front of the building, enter through the campus-facing doors, and turn to your right (South).
Take elevator or stairs to the second floor; the testing center is located in Room 251.

Spokane – PSI
9612 E Sprague, Ste 206
Spokane, WA 99206
From 190 East, take exit 285 (Sprague) onto Appleway.
Turn left at Farr Road. (You will know you have reached Farr Road when you see WinCo.)
From 190 West, take exit 286 onto Sprague.
The building is on the corner of Sprague and Farr, connected to NAPA Autoparts.
The site is in the upstairs of the building above The Black Diamond Billiards & Eatery.

Twin Falls – The College of Southern Idaho
315 Falls Ave
Twin Falls, ID 83301

Coming into Twin Falls from Interstate 84 cross the Perrine Bridge onto Blue Lakes Blvd.
At the fourth stop light, turn right (west) onto Falls Avenue.
Turn right (north) into College of Southern Idaho campus approximately 3/4 mile from Blue Lakes Blvd.
Go straight to flag poles and turn left (west).
The Meyerhoeffer/Library Building is two buildings west of the main entrance and behind Fine Arts Auditorium on right side of road.
The testing center is located on the second floor in Room 230. Parking is available directly in front of the building.

Coming into Twin Falls from Nevada (Highway 93) merge onto Highway 30 heading east continue to second stop light and turn left (north) on Washington Street N.
Continue past second stop light and turn right (east) into college.
Go straight to the first building, Meyerhoeffer/Library Building.
The testing center is located on the second floor in Room 230. Parking is available directly in front of the building.

Additionally, PSI has examination centers in many other regions across the United States. You may take this examination at any of these locations by calling (800) 733-9267. You will need to
speak with a Customer Service Rep to schedule outside of Idaho.


What is the cost of the Idaho insurance exam?

The cost is $60 for an examination. You may take up to two exams for that fee. A retake of any portion is the same fee.


What is the fingerprint requirement to take the Idaho insurance exam?

Every candidate testing for a new resident license must be fingerprinted. If a candidate for an examination is already licensed in Idaho and is adding a new line of authority, they DO NOT need to be fingerprinted. These candidates are strongly encouraged to bring their current license to the test center for verification by the test center proctors. NOTE: the current license is not a requirement.

You MUST be fingerprinted at one of PSI test centers. You may get fingerprinted on the day of your examination or walk-in during the regular testing hours. YOU CANNOT MAKE AN APPOINTMENT TO GET YOUR FINGERPRINTS DONE. THEY ARE DONE ON A FIRST COME, FIRST SERVE BASIS. The $70 processing fee is payable by money order, cashier’s check, company check, VISA or MasterCard (checks made payable to PSI). This payment includes the State processing fee of $45.00, and the PSI processing fee of $25.00.

Note: Fingerprints are taken digitally only at all the PSI test centers. Digital fingerprints will be transmitted electronically to law enforcement. These fingerprints are accurate, high quality, and in accordance with FBI and IAFIS requirements for live-scan imaging with a low rejection rate. Fingerprints may take up to 6 weeks to process. Fingerprints are valid for 6 months.


How do I sign up to take the Idaho insurance exam?

We recommend that you call PSI Exams (the testing company) at 1-800-733-9267. Be sure to call at least 3 days in advance of the date you plan to take the exam. The earlier you sign up, the better your chances of getting the test date of your choice.


How do I apply for an Idaho insurance license?

After you have passed your insurance examination and have been fingerprinted for the purpose of obtaining an insurance license your next step is to apply for the license online via or within 180 days of passing, and to pay state licensing fees of $80.


Which Idaho insurance test is the toughest?

Each insurance licensing exam presents its own challenge. Between Life and Health, students say that the Idaho Health insurance exam is the more difficult. Health insurance policies are simply more complicated than life insurance policies.

The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.

The state portion of the Idaho insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.

This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.


Will I have adequate time to complete the Idaho insurance test?

Yes. We have never had students say that they ran out of time to complete the exam. Most students finish in about half of the allotted time (up to 3 1/2 hours). The only students who ever report that they ran out of time were those who were trying to memorize questions in the event they had to repeat the exam.


Is the Idaho insurance exam still given by the “paper and pencil” method?

No, this is a computerized exam. Virtually all of the students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system. When you are done, you will NOT be given a copy of the exam, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately and you will know your results when you leave.


What is the best test prep method for the Idaho insurance exam?

There is no alternative to knowing the material. There are no shortcuts to learning but there are more effective and less frustrating ways to learn. We recommend that you follow a 4-step process:

  • watch and listen to the lecture;
  • highlight key concepts in the text;
  • review questions in the test bank; and
  • send AP an email if you have any questions.
video courses online sample questions
Idaho Online Video Courses Idaho Sample Practice Exams


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4 years ago

I love this site. just when I thought of giving up on my dream I found America’s Professor. thanks and wish me luck in bail bonds.

nathan burningham
nathan burningham
4 years ago

Please send this information to my email. Thank you. Nathan B.

America's Professor - DCM
America's Professor - DCM
4 years ago

Hello Nathan, Is there specific information you are looking for? Or did you just want the reply so the link went to your email for this page? Please let us know if you have any other questions. Thanks!