Insurance Licensing Exam Prep
Looking for the BEST Exam Prep course available to pass your insurance license exam?
To get an insurance license—whether for life, health, property, casualty, or another line—you must pass a test covering various aspects of the field in which you plan to work.
The worst thing you could do is attempt to take the exam without studying. You can’t expect to just “wing it.” These exams are not easy, and unless you are well prepared, you likely will not pass. Fortunately, America’s Professor can help you prepare.
What Prep Materials Are Available Through America’s Professor?
Taking an insurance exam prep course is the best way to ensure you pass your state insurance licensing exam the first time. The comprehensive insurance license prep courses offered by America’s Professor include:
- Detailed videos, accessible day or night on any device
- Free comprehensive textbook to help reinforce your learning
- 100-day subscription, during which time you have unlimited access to video content (plus additional time at no charge, if needed)
- Hundreds of sample questions and practice quizzes
What Can I Expect at the Testing Center?
The exams are multiple choice and closed book. You will take the exam on a computer, not with pen and paper. Depending on the exam you sign up for, you will have anywhere from 1 to 3 hours to complete the exam. There will be a monitor in the room keeping an eye on everyone during the exam.
Your exam will be scored on the spot, so you will know right away whether you passed. However, you will not be told which questions you got wrong.
If you don’t pass, you can sign up to retake the exam after a mandatory waiting period, usually 24-72 hours. Note that some states put restrictions on how many times you can retake the exam and how often.
What About Fingerprinting and Background Checks?
Many states require insurance agents to undergo fingerprinting to start the background check process.
If you plan to take the exam in person at a testing center, find out if the testing center takes fingerprints. If not, make an appointment to get fingerprinted right after you schedule your exam; this will speed up the process. Be sure to bring a valid government-issued photo ID with you to the testing center. Some states require multiple forms of ID, so be sure to read the Candidate Handbook thoroughly for your state.
If you take a proctored exam online (“proctored” means someone monitors you during the exam), you will need to find a local fingerprinting center. Your exam administrator (PSI Exams, Pearson VUE, or Prometric, in most states) will provide you with a list of local fingerprinting centers.
What Will Be on the Test?
Insurance licensing exams vary by state, but typically contain anywhere between 50 and 200 multiple-choice questions, depending on the designation (e.g. Property & Casualty Broker Agent, or Life, Accident & Health, etc.).
Insurance tests cover general material relating to the specific field as well as topics applicable to the rules and practices of the particular state issuing the license.
What Is the Pass Rate for the Test?
It depends on the test you’re taking, but for most exams in most states, the pass rate is 70%. Failing the exam is more common than you might think. Some insurance exams have a fail rate of 60-75%!
What Happens If I Don’t Pass?
Don’t panic. You will be able to retake the test at a future date, but keep in mind that some states place limits on the number of times you can sit for the test within a certain interval.
The best way to ensure you’ll only have to take your insurance exam once is to sign up for a comprehensive insurance test prep course, like those offered by America’s Professor.
Our courses are easy to follow and teach you everything you need to know to pass your exam. Don’t take chances, find insurance exam prep courses in your state, and pass your exam the first time!
FAQs
Do I need pre-licensing education?
Around half of all states require aspiring insurance agents to take a pre-licensing education course. That means you’ll need to complete an exam prep course and show proof to register for the exam.
Even if your state doesn’t require pre-licensing education, taking an exam prep course will significantly increase your chances of passing the exam on your first try.
How hard is the life/health insurance pre licensing course?
The material in pre-licensing education courses is challenging. But well-designed exam prep courses present the material in a way that’s easy to understand, with fun stories and real-world examples.
You should take a life insurance exam prep course if you are planning to sit for the life exam. Look for a comprehensive course that covers all the material and includes life insurance exam practice tests and quizzes to help you identify areas where you need to study more.
Similarly, a health insurance pre licensing course will teach you everything you need to know to sit for the health insurance exam.
The course material is challenging but absolutely manageable. Put yourself on a strict study schedule, and plan to devote 35-40 hours to learn the material.
How long is the insurance license exam?
The exams typically have 50-200 multiple choice questions. There are no fill-in questions. The time limit can range significantly depending on the number of questions on the exam. Most time limits range from 1-3 hours.
Most students finish the exam in the allotted time, with time left over to double check answers. Pay close attention to the language of each question. Test writers often try to throw test takers off by writing questions in a tricky way.
Don’t panic and start rushing through the exam when the timer starts. Pace yourself and answer the easiest questions first. Trust in your abilities and find ways of managing test anxiety before you sit for the exam.
Where do I take the insurance license exam?
Traditionally, students have taken the exam at a local testing center in their state. But online exams have become more common.
Your state may allow you to take a proctored (monitored) exam online. Check with the exam administrator in your state. In most states, this is one of three companies: PSI Exams, Pearson VUE, or Prometric.
 |
 |
| PRE-LICENSE COURSES | SAMPLE QUESTIONS |