Prepping for the Nevada Insurance License Exam: Memorizing vs. Learning the Material


Can’t I just memorize the answers to online practice test questions?

We get this question a lot at America’s Professor from people who are thinking about getting their insurance license.

The short answer is: You could, but it’s definitely not the best approach if you want to pass your exam on the first try.

student writing in notebook and using laptop computer for e-learning

In other words, there’s no substitute for studying, and America’s Professor offers a comprehensive study solution for passing the Nevada insurance license exam that’s geared towards helping people who absorb information via multiple learning methods. This means the material has visual aids such as pre-recorded lectures, as well as verbal material to read, and Nevada insurance license practice exams–a unique combination of materials to help people actually learn the information they need to know to pass, versus pointless memorization.

The key to passing your insurance licensing exam is not to memorize the answers to practice questions, but to understand the material.

Devoting time, attention, and energy to exam prep will help you avoid headaches and hassles down the line—hassles like having to take the exam a second time.

If you plan to get your Nevada insurance license, you’ve already taken the first step toward an in-demand career in a growing industry. Keep reading to learn why it’s so important to study for your exam, how to study, and what to expect from the process.

How to Study for the Nevada Insurance License Exam

These tips will help you prepare for your Nevada insurance license exam and boost your chances of passing on your first go around.

Enroll in an exam prep course.

Even though the Nevada Division of Insurance doesn’t require pre-licensing education, you’ll greatly improve your chances of passing your exam on the first try if you take an exam prep course.

Most courses—whether online or in person—involve 35-40 hours of study time. Some exams require less study time, depending on the line of authority.

It’s worth putting in the time and effort to study thoroughly. Failing the exam can set you back weeks or even months—and cost you extra money and time off from work or school.

Start studying (but not too early).

When it comes to how to pass the Nevada insurance license exam, give yourself at least 3-4 weeks before your exam date to study—we call it the “Goldilocks window.” Any more than a month and you might forget the material. Any less than that and you might have trouble fully absorbing the information.

Avoid cramming the week of the exam. Research shows it’s the worst way to study.

Instead, set a study plan. Map out what you want to study each day to reach your target exam date—and stick to your schedule.

Find a distraction-free place to study.

To get the most out of your study time, you’ll need quiet. Or at least a non-distracting environment, whatever that looks like for you.

Establish a schedule, devoting at least a few hours every day to studying, and make sure those around you respect your study time and space.

If you can’t find quiet at home, try studying at a coffee shop or, better yet, your local library. Bring a pair of noise-cancelling headphones.

If you’re easily distracted by your phone, consider studying on a laptop and turning your phone off.

Explain key insurance concepts to others.

As Albert Einstein once said, “If you can’t explain it to a six-year-old, you don’t understand it yourself.”

Repetition is the key to learning because it helps move information from the conscious to the subconscious. Explaining insurance concepts to someone else will help you not only make sense of them yourself, but also remember them.

Ask a friend or family member to indulge you for a while as you practice answering questions from your study materials in your own words. If your friend understands the concepts and can repeat them back to you, you know you’re on the right track.

Take advantage of practice quizzes (but don’t over-rely on them).

A quality study guide or insurance exam prep course will offer quizzes and practice tests to help you gauge whether you’re on track. But, as with anything worth doing, you must be willing to put in the work. Don’t rely on memorizing the answers to practice quizzes and expect to pass your exam.

Practice tests are designed to give you a sense of how well you understand the material. But they’re no substitute for learning the material.    

Life & Health Insurance License Exam Prep for Nevada

The Life & Health insurance exam is one of the most popular in Nevada—no surprise, since life and health agents are in high demand.

The exam is broken up into two parts: a general knowledge section and a state-specific section.

  • The general knowledge section will test your knowledge on the different types of policies (e.g., term life, whole life, health insurance, etc.), details of contracts, underwriting, etc.
  • The state-specific portion will test your knowledge on state statutes, rules, and regulations. This section tends to be drier, so you’ll really need to concentrate during your life and health license exam prep for Nevada.

In Nevada, the passing score required on the exam is 80. Most other states require a passing score of 70. This means there’s even less room for error on the Nevada exam. Plan to devote plenty of time to learning the material.

Young female student in examination

Property & Casualty Insurance License Exam Prep for Nevada

Like the Life & Health exam, the Property & Casualty (P&C) exam is broken up into two sections: a general knowledge portion and a state-specific section.

  • The general knowledge section will test your knowledge on different policy types (e.g., homeowners, flood, inland marine, umbrella, etc.), terminology (e.g., “liability,” “hazard,” “peril,” etc.), contract law, and more.
  • The state-specific portion will test your knowledge on state statutes, rules, and regulations.

As with the Life & Health exam, the passing score required on the P&C exam is 80 (higher than most other states). Give yourself plenty of time to learn the material.

Enroll in a Nevada Insurance License Exam Course with America’s Professor

For decades America’s Professor has been helping students across the U.S. prepare for their insurance licensing exams. Our affordable online classes are taught by award-winning professor, Dr. Jack Morton. Through stories and real-world examples, Dr. Morton makes difficult concepts and terminology easier to understand.

Each of our courses includes 100-day access to video lessons (with more time at no charge, if needed), a textbook, sample questions and practice quizzes, and customer support.

Enroll in a course today and be on your way to launching or expanding your career in the lucrative insurance industry! Read more about how to pass the Nevada insurance license exam.

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