If you’re planning to get your insurance license, preparation is everything. You want to walk into the exam room well prepared, so you pass on your first try.
You have options when it comes to insurance exam prep providers. You can take a course in person or online. Which is better, and which provider should you choose? We answer these and other questions below to help you decide.
Do I really need to take a pre-licensing course?
Put simply, yes. The South Carolina Department of Insurance doesn’t require exam takers to complete a pre-licensing education course, but can you imagine sitting down for your exam and being expected to know terms like subrogation and indemnification?
The insurance world is full of industry-specific terms and concepts that are impossible to know off the top of your head. Taking an exam prep course through a reputable provider, like America’s Professor, will give you the best chances of success.
Which is better: an online course or an in-person course?
Each has its pros and cons:
- Online courses are more practical for most people. They give you the freedom of working on your own time at your own pace. Most importantly, you can continue working or going to school without having to take time off. Online courses are also typically more affordable. You won’t have the same experience as you would in person, but online providers have gotten savvier about creating engaging virtual courses.
- In-person courses give you the advantage of learning in a classroom setting with access to an instructor. People who aren’t tech savvy, who don’t work or can take time off from work or school, or who like the reinforcement of in-person instruction may prefer a live course.
Is the exam prep provider you’re considering using reputable?
Reviews and testimonials can reveal a lot about a pre-licensing education provider. What are people saying about the provider you’re thinking about using? Make sure to read reviews from different websites like Google, Indeed, Yelp, and the provider’s website. If you see consistently positive reviews and feedback, you can feel confident you’re making a good choice.
How will the course material be taught?
This will depend on whether you choose an in-person or online class. Most exam prep providers no longer teach solely from a textbook but instead use a combination of interactive activities, including videos, quizzes, presentations, etc. This helps people with different learning styles absorb the information. Some people are visual learners; others learn best by hearing information. Videos are particularly effective because you can watch them again and again.
If you choose an online course, make sure the provider you choose has a customer service team you can email or call in case you have questions.
How long are pre-licensing courses?
Live courses are usually 3-5 days long. Reputable education providers—online or in-person—will give you a comprehensive textbook, which you can take notes in and use to prepare right up until your test day.
Online course providers usually give you much more time to access and study the materials—anywhere between 30 and 90 days. Even 30 days is probably more time than you’ll need. It’s easy to forget the information if you let too much time pass between study sessions. Your best bet is completing the course and taking your licensing exam ASAP.
How much does pre-licensing training cost?
Live courses are more expensive than online programs when you account for time off from work, fuel/travel expenses, and lodging (if your course is out of town). By contrast, online courses are very affordable. The typical fee is between $75-$225.
Just make sure you know what you’re getting from an online provider. Do they offer a textbook and 24/7 access to video lectures and other materials? Do they offer a demo, so you can see if you like their presentation style? What about customer service? Review different providers and choose wisely.
Why choose America’s Professor?
We’ve been helping students prepare for their insurance licensing exams for more than 30 years. Our comprehensive exam prep solutions simplify the learning process. Our founder, Jack Morton, presents the materials in an easy-to-understand format in his engaging video lectures. He craftily applies tricky insurance concepts to real-world scenarios.
Our students have exceptionally high pass rates and consistently give us high ratings. Hear what others are saying—check out our reviews and testimonials.
Enroll in a South Carolina pre-licensing course today and be on your way to launching or expanding your career in the lucrative insurance industry!