What To Do If You Failed the Insurance Exam

Failed insurance exam test sheet

If you didn’t pass the insurance exam on your first try, take comfort in knowing you’re not alone. Failed insurance exams are actually quite common.

Case in point: In 2020, just 46% of Utah test takers passed the Property & Casualty (P&C) on their first try, according to the National Association of Insurance Commissioners. Alabama test takers didn’t fare much better, with just over half (54%) passing on their first attempt.

The good news is now that you’ve taken the exam, you know what to expect. Don’t feel discouraged. Keep reading to find out how many times can you retake the insurance exam and the best way to prepare for your next attempt.

I failed my insurance exam. How soon can I retake it?

Some states have a mandatory waiting period for state insurance exam retakes, while others have none. The waiting periods are usually between 24-72  .

Some states have waiting periods that are specific to each attempt. For example, you might have to wait 24 hours to retake the exam for the second time, but you may not have to wait at all on your fourth attempt.

Exams are scored on the spot, so you will know right away whether you passed. An administrator at the test center or your online proctor can tell you when and where to retake the exam.

Will I see the same exact questions on the next exam?

No two exams are exactly alike. This is by design. Most of the questions you see on your next exam will likely be different from the prior one. Don’t get too hung up on mastering the exact questions or topics you struggled with last time, since the next exam may look very different.

Your goal is to be well-rounded on all topics. Plan to study all the material in the pre-licensing course before retaking the exam. Take advantage of practice quizzes, which can tell you a lot about how well you understand key terms and concepts.

What can I do to make sure I pass next time?

If you’re worried about passing the exam on your next attempt, fear not. Here are some tips to boost your chances of acing the exam next time around:

Review your post-exam score report (if available).

Most states provide a score report showing your final score. These evaluations typically break the exam down into sections and provide a separate score for each section.

The information contained in the score report varies by state and testing provider, but it can provide valuable insight into where you need to study. As we mentioned earlier, you should review all the material in your pre-licensing course before retaking the exam.

If your state does not provide a score report, think about which questions you struggled with most. Were most or all of them in a particular area? Try to jog your memory immediately after you get your score. Jot down where you think you need to focus your attention when preparing to retake the exam.

Enroll in a pre-licensing course.

If you didn’t take a pre-licensing education course the first time, you should enroll in one now. Even if your state doesn’t have pre-licensing requirements, you already know that the exam is challenging.

Pre-licensing education courses are designed to teach you everything you need to know to pass your insurance license exam. Reputable exam prep providers like America’s Professor follow the state exam outlines. This means you get the most accurate and up-to-date information available.

No education provider can tell you word for word what questions will be on the exam (they don’t even have that information). But they can arm you with all the information you need to pass. Look for a course that offers easy-to-follow lessons, engaging activities, and lots of quizzes and practice exams. Reviews can tell you a lot about the quality of a course, so be sure to read them.

Prepare to Retake the Exam with America’s Professor

Woman taking a insurance pre licensing course with America's Professor

The insurance licensing exams are no cakewalk. They’re full of tricky concepts and jargon that simply aren’t common knowledge.

Don’t rely on the test content outline or random practice quizzes you find online. You need a well-designed course that covers everything you need to know for the exam. This is exactly what you get with America’s Professor. We’ve been helping students prepare for the insurance licensing exams for more than 30 years.

When you sign up for a course with America’s Professor, you’ll get instant access to comprehensive online lectures taught by our award-winning professor, plus a hard copy textbook. And it’s all backed by our outstanding customer service. Find your course and enroll today!

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