Property & Casualty Insurance License

Property & Casualty (PC) License: What You Need to Know


What Is Property and Casualty Insurance?


Property and Casualty insurance is the umbrella name for a variety of policies that cover an individual’s or business’ assets (“property”) and/or protect them from liability/lawsuits (“casualty”).


A Property & Casualty license enables you to sell auto, home, and business insurance policies to individuals and businesses. You may choose to work as an independent agent or opt to work with an established insurance agency. Even those who discuss and manage auto, home, and business insurance policies, such as Customer Service Representatives (CSR), are often required to maintain a P&C license. In some states Surety Bail agents are also required to either obtain a Property & Casualty license (e.g. Virginia) or just a Casualty license (e.g. Georgia).


What Kinds of Policies Can Property and Casualty Insurance Agents Sell?


This kind of insurance encompasses various subtypes. These include the following:


Requirements for a Property and Casualty Insurance License


You must pass a general knowledge exam in order to become a licensed P&C agent. The requirements vary by state, but the timed exams typically consist of a series of multiple choice questions testing your insurance knowledge.


Here are the basic steps to becoming a licensed insurance agent:





America’s Professor offers both national and state insurance exam prep courses. Our comprehensive courses are designed to help you pass your exam the first time and include:


This type of insurance is perennially in demand, and many agents specialize in selling these policies to businesses and private individuals. Having said that, let’s take a closer look at property and casualty insurance licenses.


How Can You Prepare for the Exam?


You can turn to America’s Professor for an array of state-specific tools and resources that will enable you to go into the exam with confidence.


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