Hawaii has its own set of natural perils, including tropical storms and hurricanes, flash floods, earthquakes, and volcanic eruptions. This means insurance will always be in demand in the Aloha state. Becoming an insurance agent in Hawaii offers the potential for a secure and potentially lucrative career.
In Hawaii, insurance agents are referred to as “producers.” Getting a producer’s license will allow you to:
- Work for an insurance company as a captive agent, which means you only sell policies for one insurance company.
- Work as an independent agent, which means you can sell policies for one or more insurance companies.
- Work as a customer service representative, helping customers understand and make changes to their insurance policies.
3 Steps to Getting Your Insurance License
Here is an overview of how to get your Hawaii insurance license.
- Step 1: Enroll in a pre-licensing course to help you prepare for your exam. Hawaii doesn’t require candidates to complete pre-licensing education, but it will greatly improve your chances of passing on the first try. America’s Professor has been helping students prepare for their insurance exams for more than 30 years. We help you make sense of complex insurance concepts and terms with streaming video lectures featuring our founder, Jack Morton. Jack knows his stuff, and he’ll teach you everything you need to know to pass. Don’t walk into your exam without understanding insurance terms like “loss payable clause” or how personal injury protection coverage works. When you enroll in an exam prep course with America’s Professor, we’ll send you a hardcopy textbook that covers everything you might see on the exam. And you’ll have 24/7 access to our catalog of video lectures for 45 days, with more time at no charge if needed.
- Step 2: Register for your exam. You should register for the exam at least 3 days in advance—walk-in testing is not available. We recommend registering at least a week in advance to make sure you get the test date and time you want. Hawaii residents can take the exam at one of the testing centers on the four major islands: Honolulu (Oahu), Kamuela (Hawaii), Kapaa (Kauai), and Kahului (Maui). Nonresidents can take the exam at six major mainland test sites: Glendale (CA), Oakland (CA), Sacramento (CA), San Diego (CA), Lacey (WA), and Mount Laurel (NJ). For the latest update on any possible changes in the process, check our guide on “How to pass the Hawaii Insurance Licensing Exam.”
- Pass your exam and apply for your license. Once you’ve passed your exam, you’ll need to apply for your license and get fingerprinted (required for Hawaii insurance producers). Fieldprint is the company Hawaii uses to take fingerprints. As soon as you receive your license you can start selling or discussing insurance. For more information about testing centers and more, click here.
Enroll in a Hawaii insurance exam prep course today and be on your way to launching or expanding your career in the insurance industry!