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How to pass the Washington State Insurance Licensing Exam

Preparing for Washington insurance licensing exam

Are you considering getting an insurance license in the state of Washington? If you are, then you probably have a lot of questions about where to go, who to talk to and what to do. Fortunately, America’s Professor has pulled together all  of our knowledge and resources to create one comprehensive site with the answers you require. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam and more!

We’re here to help you succeed and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams and they are available to you at the click of a mouse. Read on and enroll today!

 

State of Washington

What kind of questions do they put on the Washington insurance test?

All of the Washington insurance exam questions are multiple choice. There are no fill-ins (no need to memorize) and no essay (no need to be ready to explain anything) questions.

For example:

questions for washington

A multiple choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).

The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.

Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).

What score do I need to pass the Washington insurance exam?

There are 4 basic exams given in most states – Life, Disability (Health), Property, and Casualty. In some states, the exams are combined (Property & Casualty). Some states, including Washington, have a Personal Lines exam for agents selling only homeowner or auto insurance.

In Washington, you need a score of 70% to pass each exam. But, each exam consists of two parts – the “national” insurance section and the “state rules” section. You will need a score of 70% on each section – the two scores are not averaged together.

Test takers who fail part of a combination exam (05 or 06) are required to retake only the part they failed (General section or State section). However, if one part is failed, candidates must retake the combination exam in order to receive credit for the passed section.

Are questions grouped by category?

Our students always want to know if the questions regarding indemnification (for example) are grouped together. No, questions and topics are randomly scrambled, but that never seems to be a problem for anyone.

What insurance exams are given in Washington and what do they cost?

Washington PSI Available Exams - Number of Questions - Time Allowed - Fees

Where can I take the Washington insurance exam?

Arlington
18810 59th Dr NE, Bldg 44A
Arlington, WA 98223
From Interstate 5 take the WA-531/172nd St NE exit, exit 206. Go East on 172nd St NE. Turn left on 59th Ave NE. Turn left on 188th St NE. The test site will be straight ahead. It is a 2 story grey building that says Arlington Flight Services on it.

Everett
1010 S.E. Everett Mall Way, Suite 208
Everett, WA 98208
North on I-5, take Exit 189 (WA-526 W/WA-527 N to Mukilteo/Whidbey Is. Ferry/Broadway/Everett Mall Way).
Bear right to WA-526 W / WA-527 N. You will see a sign reading “WA-527 N to Broadway/Everett Mall Way”.
At light, turn left on Bothell-Everett Hwy (SR-527) and go north for .5 mile to light at Broadway – get into left turn lane.
Turn left onto Broadway which then becomes SE Everett Mall Way.
Go approx .8; just past light at West Mall Dr get into middle left/right turn lane and turn left immediately before the Chevron gas station; proceed down lane approx. one block to 1010 behind the gas station.

South on I-5, take Exit 189 WA-526 W to Mukilteo/Whidbey Is.
Ferry/Everett Mall Way – keep to the left. You will see a sign reading “to Everett Mall Way”.
Take ramp to right to light at Everett Mall Way.
Proceed through light onto SE Everett Mall Way (stay in left lane).
Go approx .8; just past light at West Mall Dr get into middle left/right turn lane and turn left immediately before the Chevron gas station; proceed down lane approx. one block to 1010 behind the gas station.

Ellensburg – Central Washington University
400 E University Way
Bouillon Hall- RM 125
Ellensburg, WA 98926
From East: merge onto I-90 W toward Seattle.
Take Canyon Rd Exit, Exit 109, toward Ellensburg.
Turn right on Canyon Rd.
Turn right onto University Way.
Turn left on Chestnut St.
Take the next right *SEE BELOW.

From South: merge onto I-82 W/ US-97 N toward Ellensburg.
Merge onto I-90W/US-97 N via Exit on the left toward Seattle.
Turn right on Canyon Rd.
Turn right onto University Way.
Turn left on Chestnut St.
Take the next right *SEE BELOW.

From West: merge onto I-90 E.
Take Canyon Rd Exit, Exit 109, toward Ellensburg.
Turn right onto Canyon Rd.
Turn right onto University Way.
Turn left on Chestnut St.
Take the next right* SEE BELOW.

From North: take US-97 S ramp toward I-90/ Ellensburg/Seattle.
Us-97/WA-10 becomes Old Hwy 10.
Turn right onto Reecer Creek Rd.
Turn left onto Cascade Way/Univ Way.
Turn left onto Chestnut St.
Take the next right.

*2nd parking lot is visitors parking lot. Bouillon Hall is 2nd building to the North from the corner of University Way & Chestnut St. Walk in front door of Bouillon Hall & testing center is directly across the lobby.

Olympia
3435 Martin Way E, Suite I
Olympia, WA 98501
From I-5 South, take exit 108B for Martin Way, toward Sleater-Kinney Road North.
Make a right onto Martin Way and follow that straight for a little over one mile.
The test center will be on your left (soon after passing the 7/11) and there is no turn lane, though you can turn from the main lane of traffic.

From I-5 North, take exit 108B for Martin Way, toward Sleater-Kinney Road North.
Make a left onto Martin Way and follow that straight for a little over one mile.
The test center will be on your left (soon after passing the 7/11) and there is no turn lane, though you can turn from the main lane of traffic.

Federal Way (Seattle)
500 South 336th St., Suite 220
Federal Way, WA 98003
From I-5 to 320th street.
Turn left on International (Pacific Hway) (99).
Turn right on 336th and pull in the 500 building parking lot.

Richland – Vivid Learning Systems Inc
2345 Stevens Drive Room #379 Richland, WA 99354
Going East/West on I-182 to Richland/Pasco take Exit 4 SR 240.
Go North on SR 240 Bypass Hwy for 4.3 miles.
Once you get to the 4 way intersection of SR 240 continue straight thru the light and the road now becomes Stevens Drive.
Turn Left on Snyder after the light at the Conoco station and then right after the Blue Port of Benton Manufacturing Mall sign.
Park in the parking lot. At the top of the outside of the building there will be an orange and light blue Vivid Learning Systems sign.
Use the elevator or stairs at the South end of the building. Proceed to Vivid Learning Systems Training Center in Room 379. The door will be on your right.

Spokane
9612 E. Sprague, Suite 206
Spokane, WA 99206
From 190 East, take exit 285 (Sprague) onto Appleway.
Turn left at Farr Road. (You will know you have reached Farr Road when you see WinCo.)

From 190 West, take exit 286 onto Sprague. The building is on the corner of Sprague and Farr, connected to NAPA Autoparts.
The site is in the upstairs of the building above The Black Diamond Billiards & Eatery.

Tacoma
Tacoma Community College Testing Center
6501 S 19th St, Building 6
Tacoma, WA 98466
From North or South I-5 take Exit 132 (Bremerton/HWY 16).
Follow HWY 16 to the South 19th Street (West) – Orchard Street (South) Exit.
Turn right at Orchard Street.
Turn right at 19th Street and travel approximately 1.5 miles.
Turn right at Mildred Street. TCC is on the 
right.

Vancouver
9013 N.E. Highway 99, Suite F
Vancouver, WA 98665
From the South: merge onto I-5 N toward Seattle.
Take the NE 78th St exit 4. Keep right at the fork to go on NE 78th St.
Turn left onto NE Hgwy 99.

From the East: turn onto NE Padden Pkwy W (Padden Pkwy becomes NE
78TH ST). Turn right onto NE Highway 99.

Coming from the North: merge onto I-5 South.
Take the NE 99TH St exit 5.
Keep left at the fork in the ramp. Turn left onto NE 99th St.
Turn right on NE Highway 99.
Center is located in the first building, Suite F

Yakima
1101 W. Yakima Ave, Suite 111
Yakima, WA 98902
Going South on N 16th Ave, turn left on Summitview Ave.
Turn right on N 11th Ave.
Turn right on W Yakima Ave

Additionally, PSI has examination centers in many other regions across the United States. You may take this examination at any of these locations by calling PSI at 800-733-9267. You must be fingerprinted at a WA PSI examination center or WA MorphoTrust –IdentoGo Center.

What are the Washington Fingerprinting Requirements?

Washington state requires resident applicants to submit their fingerprints electronically for a background check. Non-resident applicants do not have any fingerprint requirements. A license will not be issued until the state receives the results of the background check.

PSI subcontracts fingerprint services to MorphoTrust USA™. Candidates must make a fingerprint reservation with MorphoTrust USA™ no later than one (1) business day prior to the desired examination date. Candidates must either schedule their appointment online at www.Identogo.com or contact MorphoTrust USA™ at 866-761-8069. A MorphoTrust Registration ID number will be provided at the end of the appointment scheduling process and should be made available to the proctor on the exam date, if requested. A fee of $54.75 must be paid by credit card, eCheck or company billing account to MorphoTrust at the time of appointment scheduling. This payment includes the WA State Patrol processing fee of $34.75, and the PSI fingerprint processing fee of $20.00. Payments will not be accepted on-site.

If a Candidate waits too long to schedule an appointment there may not be an available slot on the same day as their examination. In that case, Candidates should select an appointment slot for a latter date. Upon arrival at the test site, the Candidate should notify the proctor that a fingerprint reservation was made for a future date and share the MorphoTrust Registration ID number (required).

The following information is required by the OIC, State Patrol & Federal Bureau of Investigation (FBI) and must be provided at the time of the fingerprint reservation:

  • Full Legal Name
  • Height
  • Ethnicity
  • Full Current Address
  • Weigh
  • Place of Birth
  • Date of Birth
  • Hair Color
  • Citizenship
  • Gender
  • Eye Color
  • Social Security Number

MorphoTrust USA™ will contact you via email with directions if your fingerprints have been rejected and a new appointment is required. Please be sure to provide a valid email address when
making your initial reservation.

How do I sign up to take the Washington insurance exam?

We recommend that you call PSI Exams (the testing company) at 1-800-733-9267. Be sure to call at least 3 days in advance of the date you plan to take the exam. The earlier you sign up, the better your chances of getting the test date of your choice.

What are the pre-licensing education requirements in Washington?

Each test taker must complete an approved course consisting of at least twenty (20) hours of instruction for each line of insurance (life, disability, property, personal lines or casualty) for which an examination is being taken. Make sure to take all certificates earned to the testing center when going in for examination!

Which Washington insurance test is the toughest?

Each insurance licensing exam presents its own challenge. Between Life and Disability (Health), students say that the Washington Disability (Health) insurance exam is the more difficult. Disability (Health) insurance policies are simply more complicated than life insurance policies.

The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.

The state portion of the Washington insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.

This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.

Will I have adequate time to complete the Washington insurance test?

Yes. We have never had students say that they ran out of time to complete the exam. Most students finish in about half of the allotted time (up to 2 hours). The only students who ever report that they ran out of time were those who were trying to memorize questions in the event they had to repeat the exam.

Is the Washington insurance exam still given by the “paper and pencil” method?

No, this is a computerized exam. Virtually all of the students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system. When you are done, you will NOT be given a copy of the exam, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately and you will know your results when you leave.

What is the best test prep method for the Washington insurance exam?

There is no alternative to knowing the material. There are no shortcuts to learning but there are more effective and less frustrating ways to learn. We recommend that you follow a 4-step process:

  • watch and listen to the lecture;
  • highlight key concepts in the text;
  • review questions in the test bank; and
  • send AP an email if you have any questions.
Online_Video_Courses Insurance_Sample_Practice_Exams
Washington Online Video Courses Washington Sample Practice Exams

 

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