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How to pass the Georgia Insurance Licensing Exam

America's Professor student completing Georgia approved insurance course

Are you considering getting an insurance license in the state of Georgia? If you are, then you probably have a lot of questions about where to go, who to talk to and what to do. Fortunately, America’s Professor has pulled together all  of our knowledge and resources to create one comprehensive site with the answers you require. Below you will find sample questions, basics of test format and scoring, pricing, testing locations, how to fully prepare yourself for the exam and more!

We’re here to help you succeed and that means providing you with the best information available. Our courses offer preparation for all types of state insurance licensing exams and they are available to you at the click of a mouse. Read on and enroll today!

 

State of Georgia

Is there a pre-licensing course requirement in Georgia?

Yes. Students must take an approved pre-licensing course to prepare for the insurance licensing exam. Each approved course will have an approved provider/course number.

Georgia Property and Casualty agents/producers are required to take an approved 40-hour Property and Casualty course and pass the Pearson VUE 12-GA-06 licensing exam.

Georgia Property and Casualty Sub-Agents are required to take an approved 20-hour Property and Casualty course and do not have to pass a licensing exam, just apply under an existing agent.

Georgia Property Only agents/producers are required to take an approved 20-hour Property course and pass the Pearson VUE 12-GA-03 licensing exam.

Georgia Casualty Only agents/producers are required to take an approved 20-hour Casualty course and pass the Pearson VUE 12-GA-04 licensing exam.

Georgia Personal Lines agents/producers are required to take an approved 20-hour Personal Lines course (or 40-hour PC course) and pass the Pearson VUE 12-GA-55 licensing exam.

Georgia Adjusters are required to take an approved 40-hour Property and Casualty (should include Adjuster supplement) course and pass the Pearson VUE 12-GA-24 Adjuster exam.

Georgia Public Adjusters are required to take an approved 40-hour Property and Casualty (should include Adjuster supplement) course and pass the Pearson VUE 12-GA-20 Public Adjuster exam.

Georgia Life, Accident and Sickness (Health) agents/producers are required to take an approved 40-hour Life, Accident and Sickness course and pass the state Pearson VUE 12-GA-05 licensing exam.

Georgia Life, Accident and Sickness Sub-Agents are required to take an approved 20-hour Life, Accident and Sickness course and do not have to pass a licensing exam, just apply under an existing agent.

Georgia Life Only agents/producers are required to take an approved 20-hour Life Only course and pass the state Pearson VUE 12-GA-01 licensing exam.

Georgia Accident and Sickness (Health) agents/producers are required to take an approved 20-hour Accident and Sickness course and pass the state Pearson VUE 12-GA-02 licensing exam.

 

What kind of questions do they put on the Georgia insurance test?

All of the Georgia insurance exam questions are multiple choice. There are no fill-ins (no need to memorize) and no essay (no need to be ready to explain anything) questions.

For example:

georgia sample questions

A multiple choice test will usually test heavily on definitions (terminology) and numbers (dollar amounts and number of days).

The exam is drawn from a large pool of questions – you will have a different set of questions than the person sitting next to you. If you retake the exam, expect to see very few of the questions repeated on the next exam. Students report that the exams vary greatly in terms of the number of questions on any given topic.

Students report that about 1/3 of the questions are terminology (definitional) questions, 1/3 are number/day questions, and 1/3 are questions where you have to apply the knowledge to reason through a practical situation (story problems – usually short).

 

What score do I need to pass the Georgia insurance exam?

There are 6 basic exams given Georgia – Life, Accident & Sickness, Property, Casualty, Adjuster and Public Adjuster. In Georgia you can combined the exams for Property & Casualty (PC) and Life, Accident, Sickness (LAS). Georgia also has a Personal Lines exam for agents selling only personal policies (no commercial) such as homeowners and personal auto insurance.

In Georgia, you need a score of 70 to pass each exam. But, each exam consists of two parts – the “national” insurance section and the “state rules” section. You will need a score of 70 on each section – the two scores are not averaged together.

 

Are questions grouped by category?

Our students always want to know if the questions regarding indemnification (for example) are grouped together. No, questions and topics are randomly scrambled, but that never seems to be a problem for anyone.

 

What insurance exams are given in Georgia and what do they cost?

Georgia Pearson VUE Available Exams and Fees

*Personal checks and cash will not be accepted.

 

How many questions are on the Georgia insurance exam?

The Georgia license exam Test Content Outline (TCO) provided by Pearson VUE gives us the following breakdown for each exam:

The Georgia Property and Casualty exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Property Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Casualty Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Adjuster exam has  100 questions. The break down is 95 questions on national/general content and 5 questions on Georgia state specific content.

The Georgia Public Adjuster exam has  100 questions. The break down is 95 questions on national/general content and 5 questions on Georgia state specific content.

The Georgia Life, Accident and Sickness exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Life Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Accident & Sickness (Health) Only exam has  100 questions. The break down is 70 questions on national/general content and 10 questions on Georgia state specific content + 20 pretest questions.

The Georgia Personal Lines exam has 93 questions. The break down is 75 questions on national/general content and 5 questions on Georgia state specific content + 13 pretest questions.

Pretest questions do not count towards your score. You will not know what questions are real or pre-test questions when taking your exam. It’s very possible the pre-test questions will not even be covered in the Test Content Outline. It’s very important to know that these pre-test questions will be in your exam so you don’t start second guessing yourself when you see a question that you have no idea how to answer (make your best guess and stay calm!).

 

Where can I take the Georgia insurance exam?

Georgia Pearson VUE Test Centers

*Locations and schedules are subject to change. Please call 1-800-274-0488 for up-to-date information.

 

How do I sign up to take the Georgia insurance exam?

We recommend that you call Pearson VUE (the testing company) at 1-800-274-0488. Be sure to call at least 3 days in advance of the date you plan to take the exam. The earlier you sign up, the better your chances of getting the test date of your choice.

 

What if I fail the Georgia insurance exam?

If you fail the insurance license exam in Georgia you must wait 2 weeks before retaking the exam. You will be charged an additional test fee.

 

How much is the Georgia insurance license fee?

The Georgia Department of Insurance charges $100 per license type (ex. Property & Casualty or Life, Accident & Sickness) plus a $15 application fee.

 

How do I sign up for fingerprinting/background check and what is the fee?

You must schedule a fingerprint appointment with Cogent Systems, Inc. by visiting http://www.ga.cogentid.com or by calling 1-888-439-2512. The electronic fingerprint fee is $51-$52.75. (Georgia Pearson VUE Fingerprint Instruction Notice)

 

Which Georgia insurance test is the toughest?

Each insurance licensing exam presents its own challenge. Between Life and Accident & Sickness, students say that the Georgia Accident & Sickness insurance exam is the more difficult. Accident & Sickness insurance policies are simply more complicated than life insurance policies.

The Property insurance exam is easier than the Casualty insurance exam. Property insurance deals with easy to understand issues – fire, flooding, earthquake, etc. On the other hand, Casualty insurance deals primarily with Liability insurance – protection against lawsuits. Casualty insurance is a more conceptual topic and one that is more difficult for students to grasp – particularly if you have never been sued.

The state portion of the Georgia insurance exam is very detailed and presents its own challenges. The state topics tend to cover trivial details relating to complicated state regulations. None of this is easy, but that is why we work so hard to make the material both understandable and memorable.

This is a challenging exam. Put yourself on a strict schedule as you do your exam prep work. Be focused and disciplined as you do your insurance test prep.

 

Will I have adequate time to complete the Georgia insurance test?

Yes. We have never had students say that they ran out of time to complete the exam. Most students finish in about half of the allotted time (up to 2 hours). The only students who ever report that they ran out of time were those who were trying to memorize questions in the event they had to repeat the exam. If English is not your first language you can request extra time by filling out Pearson VUE’s English as a Second Language (ESL) Request Form. Keep in mind that this form needs to be submitted to Pearson VUE, and approved, before scheduling your exam. You will also need to submit a a letter (on official letterhead) from an instructor, like America’s Professor, or employer that verifies English is your second language. 

 

Is the Georgia insurance exam still given by the “paper and pencil” method?

No, this is a computerized exam. Virtually all of the students say the proctors were helpful, the room was quiet, and the computer worked well. The proctors will give you the opportunity to complete a practice exam to learn how to use the system. When you are done, you will NOT be given a copy of the exam, nor will you be given the opportunity to review particular questions and their answers. The exam will be scored immediately and you will know your results when you leave.

 

What is the best test prep method for the Georgia insurance exam?

There is no alternative to knowing the material. There are no shortcuts to learning but there are more effective and less frustrating ways to learn. We recommend that you follow a 4-step process:
  • watch and listen to the lecture;
  • highlight key concepts in the text;
  • review questions in the test bank; and
  • send AP an email if you have any questions.
Online_Video_Courses Insurance_Sample_Practice_Exams
Georgia Online Video Courses   Georgia Sample Practice Exams

 

Helpful Links:

General Insurance License Exam Information:

 

6 responses to “How to pass the Georgia Insurance Licensing Exam”

  1. Charles H. Yamessou says:

    I really like your website concerning how to learn and How to pass the Georgia Insurance Licensing Exam, I want to have more information’s, I am interested.

  2. America's Professor - DCM says:

    Hi Charles, We offer great online video courses to help you pass the insurance licensing exam in Georgia. Very high first time pass rates! You can see our courses here: http://ga.insurance.americasprofessor.com

    If you have further questions please feel free to give us a call at 1-800-870-3130. Thanks and have a great day.

  3. Tara Norris says:

    Please help GA Ins. State Exam LAS, My instructor says I was meant to work with this line of business, especially with all my empathy, actively listening and the love for helping others. I am extremely intelligent but I have paid 11+ times @ $90 to the this exam, what can I do, please advise and help me asap, plus this cost doesn’t include travel expenses! Desperately seeking professional Guidance, Tara Norris

    • America's Professor - DCM says:

      Tara we are here to help! Please give us a call and we can chat about your best steps moving forward. We have had students come to us who’ve spent a similar amount of their resources trying to pass the exam and we successfully helped them pass!

  4. Daniel says:

    I want to get my licenses (life, but also want to know and understand the other Ga state licenses, casualty, adjuster, public, adjuster, I would like detailed info on all of them? how can I learn the exact differences and best choices?

    2- Which Ga license pays the most on average?

    • America's Professor - DCM says:

      Hi Daniel, Most of our students end up with both sets of licenses, Property Casualty (PC) and Life Health (LH). Health is also called Accident & Sickness in Georgia or Disability in other states. We usually recommend students get their PC license and then come back and get their Life and Health license. In general everyone needs some form of PC insurance (home, auto, renters, etc.) but not everyone is required to purchase Life insurance. But if the company you go to work for has a preference on what license you get, you’ll get that license! 😉 As far as pay goes, there’s a lot of information out there but it all comes down to how good you are at your job. Insurance salaries and incomes generally look pretty good when compared to other industries. Insurance Adjusters usually make pretty good money too. In Georgia insurance Adjusters and Public Adjusters are required to complete an approved Property Casualty course but then test for the Adjuster license they wish to have. Please give us a call if you have any other questions. Thanks and have a great day.

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